Rocket Mortgage in Idaho vs the state
13.3%Denial rate-1.15 pts vs state
14.3%Decision denial rate-3.21 pts vs state
77.4%Origination rate+14.37 pts vs state
6.63%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.25 pts vs state
$100kMedian applicant income
3,398Loans originated
584Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,524 | 1,941 | 14.1% | 6.63% | #3 |
| 2024 | 3,426 | 2,754 | 12.1% | 6.63% | #3 |
| 2025 | 4,391 | 3,398 | 13.3% | 6.63% | #2 |
What Rocket Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 1,192 | 973 | 115 | 9.6% |
| Canyon County | 670 | 529 | 76 | 11.3% |
| Kootenai County | 389 | 307 | 49 | 12.6% |
| Bonneville County | 272 | 211 | 35 | 12.9% |
| Bannock County | 169 | 126 | 24 | 14.2% |
| Twin Falls County | 154 | 109 | 31 | 20.1% |
| Bonner County | 123 | 88 | 22 | 17.9% |
| Bingham County | 111 | 88 | 15 | 13.5% |
| Jefferson County | 106 | 84 | 13 | 12.3% |
| Nez Perce County | 91 | 76 | 10 | 11.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
| First Federal Savings Bank of Twin Falls | C | 1,250 | 14.2% | 6.92% |
Frequently asked questions
Idaho: 4,391 applications in 2025, of which 3,398 were originated and 584 denied.
13.3% of all applications, or 14.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Rocket Mortgage originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology