Premier Mortgage Resources in Idaho vs the state
2.7%Denial rate-11.73 pts vs state
3.6%Decision denial rate-13.88 pts vs state
71.7%Origination rate+8.71 pts vs state
6.25%Median rate-0.38 pts vs state
0.25Rate spread (pts)+0.09 pts vs state
$101kMedian applicant income
1,796Loans originated
68Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,602 | 1,072 | 5.6% | 6.75% | #6 |
| 2024 | 1,939 | 1,345 | 3.3% | 6.50% | #7 |
| 2025 | 2,504 | 1,796 | 2.7% | 6.25% | #4 |
What Premier Mortgage Resources lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 556 | 410 | 8 | 1.4% |
| Canyon County | 555 | 437 | 10 | 1.8% |
| Twin Falls County | 301 | 195 | 11 | 3.7% |
| Kootenai County | 144 | 101 | 3 | 2.1% |
| Elmore County | 139 | 109 | 5 | 3.6% |
| Bannock County | 133 | 90 | 9 | 6.8% |
| Jerome County | 110 | 81 | 6 | 5.5% |
| Bonneville County | 78 | 46 | 3 | 3.8% |
| Minidoka County | 66 | 50 | 0 | 0.0% |
| Gooding County | 49 | 37 | 1 | 2.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
| First Federal Savings Bank of Twin Falls | C | 1,250 | 14.2% | 6.92% |
Frequently asked questions
Idaho: 2,504 applications in 2025, of which 1,796 were originated and 68 denied.
2.7% of all applications, or 3.6% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Premier Mortgage Resources originated in Idaho in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology