Glacier Bank in Idaho vs the state
14.5%Denial rate+0.02 pts vs state
18.0%Decision denial rate+0.45 pts vs state
64.8%Origination rate+1.81 pts vs state
6.88%Median rate+0.25 pts vs state
0.31Rate spread (pts)+0.16 pts vs state
$122kMedian applicant income
977Loans originated
218Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,352 | 808 | 14.1% | 7.38% | #8 |
| 2024 | 1,474 | 947 | 13.5% | 7.10% | #8 |
| 2025 | 1,507 | 977 | 14.5% | 6.88% | #9 |
What Glacier Bank lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Glacier Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kootenai County | 467 | 321 | 43 | 9.2% |
| Bonner County | 200 | 117 | 41 | 20.5% |
| Bannock County | 183 | 127 | 13 | 7.1% |
| Ada County | 102 | 67 | 22 | 21.6% |
| Bonneville County | 86 | 60 | 10 | 11.6% |
| Canyon County | 76 | 47 | 18 | 23.7% |
| Boundary County | 55 | 38 | 13 | 23.6% |
| Fremont County | 44 | 25 | 9 | 20.5% |
| Franklin County | 43 | 24 | 12 | 27.9% |
| Bingham County | 41 | 27 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
| First Federal Savings Bank of Twin Falls | C | 1,250 | 14.2% | 6.92% |
Frequently asked questions
Idaho: 1,507 applications in 2025, of which 977 were originated and 218 denied.
14.5% of all applications, or 18.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Glacier Bank originated in Idaho in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Glacier Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology