Loandepot.Com in Idaho vs the state
14.2%Denial rate-0.27 pts vs state
16.8%Decision denial rate-0.74 pts vs state
69.0%Origination rate+5.97 pts vs state
6.50%Median rate-0.13 pts vs state
0.30Rate spread (pts)+0.15 pts vs state
$96kMedian applicant income
1,119Loans originated
230Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 885 | 623 | 14.9% | 6.38% | #18 |
| 2024 | 1,336 | 880 | 14.5% | 6.63% | #9 |
| 2025 | 1,622 | 1,119 | 14.2% | 6.50% | #8 |
What Loandepot.Com lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 389 | 297 | 40 | 10.3% |
| Ada County | 353 | 237 | 43 | 12.2% |
| Kootenai County | 304 | 235 | 19 | 6.3% |
| Bonner County | 55 | 38 | 9 | 16.4% |
| Bonneville County | 49 | 31 | 12 | 24.5% |
| Blaine County | 45 | 24 | 10 | 22.2% |
| Twin Falls County | 44 | 25 | 11 | 25.0% |
| Payette County | 39 | 27 | 4 | 10.3% |
| Bannock County | 35 | 18 | 8 | 22.9% |
| Shoshone County | 29 | 17 | 5 | 17.2% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
| First Federal Savings Bank of Twin Falls | C | 1,250 | 14.2% | 6.92% |
Frequently asked questions
Idaho: 1,622 applications in 2025, of which 1,119 were originated and 230 denied.
14.2% of all applications, or 16.8% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Loandepot.Com originated in Idaho in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology