Largest lenders in Blaine County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 96 | 74 | 11.5% | 6.50% |
| 2 | D. L. Evans Bank | D | 88 | 56 | 18.2% | — |
| 3 | Idaho Central Credit Union | A | 78 | 50 | 16.7% | 7.00% |
| 4 | Rocket Mortgage | C | 70 | 54 | 11.4% | 6.81% |
| 5 | U.S. Bank | D | 63 | 35 | 31.8% | 6.63% |
| 6 | Loandepot.Com | D | 45 | 24 | 22.2% | 7.00% |
| 7 | Pioneer Federal Credit Union | B | 37 | 20 | 10.8% | 7.50% |
| 8 | Glacier Bank | D | 37 | 20 | 27.0% | 7.63% |
| 9 | Zions Bancorporation | B | 32 | 15 | 31.3% | 6.49% |
| 10 | Bank of America | F | 29 | 15 | 34.5% | 5.63% |
| 11 | Guaranteed Rate | B | 25 | 16 | 4.0% | 6.38% |
| 12 | JPMorgan Chase Bank | B | 21 | 13 | 33.3% | 6.38% |
| 13 | Morgan Stanley Private Bank | A | 17 | 13 | 5.9% | 5.70% |
| 14 | Wells Fargo Bank | B | 14 | 7 | 14.3% | 5.75% |
| 15 | The Loan Store | B | 14 | 11 | 0.0% | 6.38% |
| 16 | Guild Mortgage | A | 13 | 11 | 0.0% | 7.00% |
| 17 | Pennymac Loan Services | C | 11 | 9 | 9.1% | 6.63% |
| 18 | Spring Eq | D | 11 | 2 | 45.5% | 7.13% |
| 19 | Broker Solutions | D | 11 | 3 | 0.0% | 7.25% |
| 20 | Mutual of Omaha Mortgage | C | 10 | 6 | 20.0% | 6.56% |
| 21 | AmeriSave Mortgage | D | 9 | 3 | 66.7% | 8.13% |
| 22 | 21st Mortgage | F | 9 | 1 | 22.2% | 10.17% |
| 23 | Crosscountry Mortgage | B | 9 | 6 | 11.1% | 6.93% |
| 24 | Charles Schwab Bank | A | 9 | 9 | 0.0% | 5.38% |
| 25 | Premier Mortgage Resources | B | 9 | 6 | 0.0% | 6.63% |
Best approval odds in Blaine County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 87 | 12.6% |
| 2 | Rocket Mortgage | 63 | 12.7% |
| 3 | Idaho Central Credit Union | 74 | 17.6% |
| 4 | D. L. Evans Bank | 73 | 21.9% |
| 5 | U.S. Bank | 55 | 36.4% |
What Blaine County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Blaine County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 845 | 499 | 15.7% | 7.25% | $355,000 |
| 2024 | 877 | 516 | 20.2% | 7.24% | $335,000 |
| 2025 | 1,100 | 646 | 18.9% | 6.63% | $395,000 |
Frequently asked questions
18.9% of applications in Blaine County were denied in 2025, against 14.5% statewide in Idaho.
United Shore Financial Services, with 96 applications in 2025 and a denial rate of 11.5%.
The median mortgage application in Blaine County in 2025 was for $395,000; the median property value on originated loans was $855,000.