Morgan Stanley Private Bank in Idaho vs the state
5.2%Denial rate-9.30 pts vs state
6.4%Decision denial rate-11.11 pts vs state
75.3%Origination rate+12.24 pts vs state
5.95%Median rate-0.67 pts vs state
-0.22Rate spread (pts)-0.37 pts vs state
$306kMedian applicant income
73Loans originated
5Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 41 | 10.7% | 5.90% | #137 |
| 2024 | 78 | 63 | 2.6% | 6.05% | #124 |
| 2025 | 97 | 73 | 5.2% | 5.95% | #118 |
What Morgan Stanley Private Bank lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Morgan Stanley Private Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 33 | 26 | 2 | 6.1% |
| Kootenai County | 23 | 13 | 1 | 4.3% |
| Blaine County | 17 | 13 | 1 | 5.9% |
| Valley County | 6 | 6 | 0 | 0.0% |
| Canyon County | 5 | 4 | 0 | 0.0% |
| Bonner County | 4 | 3 | 1 | 25.0% |
| Teton County | 4 | 4 | 0 | 0.0% |
| Minidoka County | 2 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 97 applications in 2025, of which 73 were originated and 5 denied.
5.2% of all applications, or 6.4% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Morgan Stanley Private Bank originated in Idaho in 2025 was 5.95%, against a statewide median of 6.63%.
About this data. Figures are Morgan Stanley Private Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology