Mutual of Omaha Mortgage in Idaho vs the state
16.2%Denial rate+1.73 pts vs state
20.4%Decision denial rate+2.92 pts vs state
61.3%Origination rate-1.75 pts vs state
6.25%Median rate-0.38 pts vs state
0.25Rate spread (pts)+0.10 pts vs state
$58kMedian applicant income
212Loans originated
56Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 279 | 199 | 15.8% | 7.13% | #60 |
| 2024 | 446 | 327 | 11.9% | 6.63% | #42 |
| 2025 | 346 | 212 | 16.2% | 6.25% | #64 |
What Mutual of Omaha Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 93 | 68 | 9 | 9.7% |
| Kootenai County | 59 | 37 | 8 | 13.6% |
| Canyon County | 51 | 29 | 8 | 15.7% |
| Bonner County | 13 | 7 | 0 | 0.0% |
| Bonneville County | 12 | 8 | 1 | 8.3% |
| Twin Falls County | 10 | 3 | 5 | 50.0% |
| Blaine County | 10 | 6 | 2 | 20.0% |
| Bannock County | 8 | 5 | 3 | 37.5% |
| Madison County | 7 | 5 | 1 | 14.3% |
| Teton County | 6 | 2 | 1 | 16.7% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 346 applications in 2025, of which 212 were originated and 56 denied.
16.2% of all applications, or 20.4% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Mutual of Omaha Mortgage originated in Idaho in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology