AmeriSave Mortgage in Idaho vs the state
60.1%Denial rate+45.61 pts vs state
68.0%Decision denial rate+50.45 pts vs state
28.0%Origination rate-35.03 pts vs state
8.50%Median rate+1.88 pts vs state
2.70Rate spread (pts)+2.54 pts vs state
$72kMedian applicant income
178Loans originated
382Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 518 | 90 | 22.0% | 6.25% | #31 |
| 2024 | 729 | 126 | 69.0% | 9.69% | #23 |
| 2025 | 636 | 178 | 60.1% | 8.50% | #32 |
What AmeriSave Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 133 | 45 | 73 | 54.9% |
| Canyon County | 78 | 21 | 49 | 62.8% |
| Kootenai County | 71 | 29 | 32 | 45.1% |
| Bonneville County | 40 | 13 | 24 | 60.0% |
| Twin Falls County | 31 | 6 | 20 | 64.5% |
| Bonner County | 30 | 8 | 17 | 56.7% |
| Bingham County | 19 | 5 | 13 | 68.4% |
| Bannock County | 19 | 2 | 12 | 63.2% |
| Shoshone County | 17 | 2 | 14 | 82.4% |
| Jefferson County | 14 | 3 | 9 | 64.3% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 636 applications in 2025, of which 178 were originated and 382 denied.
60.1% of all applications, or 68.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans AmeriSave Mortgage originated in Idaho in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology