JPMorgan Chase Bank in Idaho vs the state
9.4%Denial rate-5.05 pts vs state
12.7%Decision denial rate-4.79 pts vs state
63.2%Origination rate+0.13 pts vs state
6.63%Median rate0.00 pts vs state
0.10Rate spread (pts)-0.05 pts vs state
$133kMedian applicant income
329Loans originated
49Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 315 | 208 | 9.5% | 6.50% | #58 |
| 2024 | 329 | 227 | 6.7% | 6.50% | #59 |
| 2025 | 521 | 329 | 9.4% | 6.63% | #44 |
What JPMorgan Chase Bank lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 207 | 141 | 13 | 6.3% |
| Kootenai County | 84 | 59 | 8 | 9.5% |
| Canyon County | 54 | 32 | 7 | 13.0% |
| Blaine County | 21 | 13 | 7 | 33.3% |
| Bonneville County | 20 | 10 | 1 | 5.0% |
| Valley County | 12 | 8 | 2 | 16.7% |
| Teton County | 10 | 6 | 1 | 10.0% |
| Bonner County | 10 | 4 | 2 | 20.0% |
| Jefferson County | 8 | 6 | 0 | 0.0% |
| Payette County | 8 | 4 | 1 | 12.5% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 521 applications in 2025, of which 329 were originated and 49 denied.
9.4% of all applications, or 12.7% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans JPMorgan Chase Bank originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology