D. L. Evans Bank in Idaho vs the state
15.2%Denial rate+0.78 pts vs state
17.6%Decision denial rate+0.04 pts vs state
70.6%Origination rate+7.58 pts vs state
—Median rate
—Rate spread (pts)
$117kMedian applicant income
533Loans originated
115Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 728 | 493 | 17.9% | 8.49% | #21 |
| 2024 | 687 | 487 | 16.2% | 8.50% | #25 |
| 2025 | 755 | 533 | 15.2% | — | #26 |
What D. L. Evans Bank lends in Idaho
By loan purpose
By loan type
Where in Idaho
Counties with the most D. L. Evans Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 137 | 97 | 25 | 18.2% |
| Blaine County | 88 | 56 | 16 | 18.2% |
| Cassia County | 81 | 66 | 9 | 11.1% |
| Twin Falls County | 71 | 42 | 15 | 21.1% |
| Minidoka County | 66 | 46 | 11 | 16.7% |
| Canyon County | 65 | 37 | 15 | 23.1% |
| Bannock County | 47 | 36 | 4 | 8.5% |
| Bonneville County | 31 | 24 | 3 | 9.7% |
| Payette County | 29 | 24 | 4 | 13.8% |
| Jerome County | 22 | 18 | 1 | 4.5% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 755 applications in 2025, of which 533 were originated and 115 denied.
15.2% of all applications, or 17.6% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are D. L. Evans Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology