The Loan Store in Idaho vs the state
5.4%Denial rate-9.08 pts vs state
5.9%Decision denial rate-11.61 pts vs state
76.5%Origination rate+13.46 pts vs state
6.63%Median rate0.00 pts vs state
0.15Rate spread (pts)0.00 pts vs state
$139kMedian applicant income
413Loans originated
29Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 65 | 7.6% | 6.75% | #107 |
| 2024 | 313 | 212 | 11.5% | 6.63% | #60 |
| 2025 | 540 | 413 | 5.4% | 6.63% | #40 |
What The Loan Store lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 212 | 169 | 9 | 4.2% |
| Canyon County | 78 | 67 | 0 | 0.0% |
| Kootenai County | 54 | 39 | 3 | 5.6% |
| Bonneville County | 24 | 21 | 2 | 8.3% |
| Franklin County | 23 | 15 | 2 | 8.7% |
| Bannock County | 15 | 12 | 1 | 6.7% |
| Blaine County | 14 | 11 | 0 | 0.0% |
| Nez Perce County | 13 | 7 | 1 | 7.7% |
| Bonner County | 13 | 9 | 3 | 23.1% |
| Jefferson County | 12 | 7 | 1 | 8.3% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 540 applications in 2025, of which 413 were originated and 29 denied.
5.4% of all applications, or 5.9% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans The Loan Store originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology