Broker Solutions in Idaho vs the state
10.3%Denial rate-4.16 pts vs state
20.6%Decision denial rate+3.08 pts vs state
38.7%Origination rate-24.34 pts vs state
6.75%Median rate+0.13 pts vs state
0.45Rate spread (pts)+0.29 pts vs state
$90kMedian applicant income
282Loans originated
75Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 347 | 173 | 7.2% | 6.75% | #51 |
| 2024 | 570 | 216 | 14.2% | 6.88% | #33 |
| 2025 | 729 | 282 | 10.3% | 6.75% | #29 |
What Broker Solutions lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 212 | 98 | 19 | 9.0% |
| Canyon County | 149 | 74 | 12 | 8.1% |
| Kootenai County | 55 | 17 | 5 | 9.1% |
| Bonneville County | 37 | 9 | 5 | 13.5% |
| Bonner County | 28 | 9 | 3 | 10.7% |
| Bannock County | 26 | 5 | 5 | 19.2% |
| Twin Falls County | 22 | 5 | 6 | 27.3% |
| Payette County | 19 | 9 | 2 | 10.5% |
| Gem County | 16 | 7 | 2 | 12.5% |
| Valley County | 15 | 5 | 2 | 13.3% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 729 applications in 2025, of which 282 were originated and 75 denied.
10.3% of all applications, or 20.6% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Broker Solutions originated in Idaho in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology