Crosscountry Mortgage in Idaho vs the state
3.0%Denial rate-11.47 pts vs state
4.0%Decision denial rate-13.50 pts vs state
69.8%Origination rate+6.77 pts vs state
6.45%Median rate-0.17 pts vs state
0.24Rate spread (pts)+0.08 pts vs state
$118kMedian applicant income
492Loans originated
21Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 335 | 187 | 0.6% | 6.75% | #55 |
| 2024 | 436 | 282 | 2.3% | 6.63% | #44 |
| 2025 | 705 | 492 | 3.0% | 6.45% | #30 |
What Crosscountry Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 251 | 186 | 7 | 2.8% |
| Canyon County | 147 | 108 | 4 | 2.7% |
| Kootenai County | 63 | 40 | 1 | 1.6% |
| Elmore County | 42 | 35 | 0 | 0.0% |
| Bonner County | 29 | 12 | 1 | 3.4% |
| Latah County | 16 | 11 | 0 | 0.0% |
| Bonneville County | 14 | 13 | 0 | 0.0% |
| Twin Falls County | 13 | 10 | 0 | 0.0% |
| Shoshone County | 10 | 7 | 0 | 0.0% |
| Fremont County | 9 | 5 | 1 | 11.1% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 705 applications in 2025, of which 492 were originated and 21 denied.
3.0% of all applications, or 4.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Crosscountry Mortgage originated in Idaho in 2025 was 6.45%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology