Eagle Bank and Trust in Idaho vs the state
0.8%Denial rate-13.62 pts vs state
0.9%Decision denial rate-16.60 pts vs state
88.4%Origination rate+25.41 pts vs state
6.25%Median rate-0.38 pts vs state
0.07Rate spread (pts)-0.09 pts vs state
$107kMedian applicant income
428Loans originated
4Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 407 | 350 | 0.7% | 6.38% | #46 |
| 2024 | 420 | 365 | 1.2% | 6.50% | #45 |
| 2025 | 484 | 428 | 0.8% | 6.25% | #47 |
What Eagle Bank and Trust lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Eagle Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bonneville County | 309 | 275 | 4 | 1.3% |
| Bingham County | 60 | 50 | 0 | 0.0% |
| Jefferson County | 56 | 51 | 0 | 0.0% |
| Madison County | 13 | 12 | 0 | 0.0% |
| Bannock County | 13 | 12 | 0 | 0.0% |
| Fremont County | 11 | 9 | 0 | 0.0% |
| Ada County | 4 | 3 | 0 | 0.0% |
| Franklin County | 3 | 3 | 0 | 0.0% |
| Latah County | 2 | 1 | 0 | 0.0% |
| Clark County | 2 | 2 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 484 applications in 2025, of which 428 were originated and 4 denied.
0.8% of all applications, or 0.9% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Eagle Bank and Trust originated in Idaho in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Eagle Bank and Trust's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology