Lakeview Loan Servicing in Idaho vs the state
41.6%Denial rate+27.15 pts vs state
47.4%Decision denial rate+29.91 pts vs state
35.6%Origination rate-27.43 pts vs state
6.13%Median rate-0.50 pts vs state
0.12Rate spread (pts)-0.04 pts vs state
$106kMedian applicant income
142Loans originated
166Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 95 | 35 | 54.7% | 6.25% | #106 |
| 2024 | 258 | 83 | 44.2% | 6.25% | #69 |
| 2025 | 399 | 142 | 41.6% | 6.13% | #56 |
What Lakeview Loan Servicing lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 110 | 34 | 49 | 44.5% |
| Canyon County | 71 | 28 | 28 | 39.4% |
| Bonneville County | 43 | 19 | 17 | 39.5% |
| Kootenai County | 39 | 14 | 16 | 41.0% |
| Twin Falls County | 14 | 8 | 4 | 28.6% |
| Nez Perce County | 12 | 6 | 4 | 33.3% |
| Bannock County | 9 | 7 | 0 | 0.0% |
| Latah County | 9 | 3 | 2 | 22.2% |
| Elmore County | 7 | 2 | 4 | 57.1% |
| Bingham County | 6 | 2 | 4 | 66.7% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 399 applications in 2025, of which 142 were originated and 166 denied.
41.6% of all applications, or 47.4% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Lakeview Loan Servicing originated in Idaho in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology