Allied First Bank,sb in Idaho vs the state
32.4%Denial rate+17.98 pts vs state
80.0%Decision denial rate+62.48 pts vs state
8.1%Origination rate-54.91 pts vs state
3.00%Median rate-3.63 pts vs state
—Rate spread (pts)
$85kMedian applicant income
3Loans originated
12Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 0 | 40.0% | — | #249 |
| 2024 | 10 | 3 | 30.0% | 2.88% | #248 |
| 2025 | 37 | 3 | 32.4% | 3.00% | #184 |
What Allied First Bank,sb lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 8 | 1 | 2 | 25.0% |
| Ada County | 7 | 0 | 4 | 57.1% |
| Kootenai County | 5 | 0 | 1 | 20.0% |
| Bonneville County | 3 | 0 | 2 | 66.7% |
| Elmore County | 2 | 0 | 0 | 0.0% |
| Nez Perce County | 2 | 1 | 1 | 50.0% |
| Jefferson County | 2 | 0 | 0 | 0.0% |
| Lemhi County | 1 | 0 | 0 | 0.0% |
| Bannock County | 1 | 0 | 1 | 100.0% |
| Jerome County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 37 applications in 2025, of which 3 were originated and 12 denied.
32.4% of all applications, or 80.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Allied First Bank,sb originated in Idaho in 2025 was 3.00%, against a statewide median of 6.63%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology