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Top FHA lenders in Idaho (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

90kApplications in ID
17.5%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Idaho ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 Premier Mortgage ResourcesMeridian, ID B 922 2,504 2.7% 6.25%
2 United Shore Financial ServicesPlymouth, MI B 834 3,943 9.1% 6.12%
3 Rocket MortgagePlymouth, MI C 506 4,391 13.3% 6.63%
4 Guild MortgageSan Diego, CA A 482 2,320 3.4% 6.50%
5 Idaho Central Credit UnionChubbuck, ID A 436 15,644 16.5% 7.00%
6 Freedom MortgageBoca Raton, FL B 373 966 8.0% 6.06%
7 Loandepot.ComIrvine, CA D 343 1,622 14.2% 6.50%
8 Broker SolutionsTustin, CA D 280 729 10.3% 6.75%
9 American Pacific MortgageRoseville, CA C 245 904 4.4% 6.50%
10 Fairway Independent MortgageMadison, WI B 239 993 6.5% 6.49%
11 Synergy One LendingSan Diego, CA C 217 770 5.6% 6.38%
12 Movement MortgageLancaster, SC A 203 1,130 5.8% 6.50%
13 Evergreen Moneysource MortgageBellevue, WA B 201 910 0.3% 6.50%
14 Pennymac Loan ServicesWestlake Village, CA C 192 1,297 10.8% 6.50%
15 Mutual of Omaha MortgageSan Diego, CA C 187 346 16.2% 6.25%
16 Summit FundingSacramento, CA C 161 467 6.4% 6.50%
17 Planet Home LendingMeriden, CT B 155 498 6.4% 6.50%
18 Crosscountry MortgageCleveland, OH B 146 705 3.0% 6.45%
19 Willamette Valley BankSalem, OR C 143 530 9.3% 6.38%
20 NFMLinthicum, MD A 141 341 1.5% 6.25%
21 Eagle Bank and TrustLittle Rock, AR A 141 484 0.8% 6.25%
22 CMG MortgageSan Ramon, CA A 141 1,087 2.5% 6.63%
23 First Colony MortgageOrem, UT A 134 518 1.5% 6.25%
24 Canopy MortgageLindon, UT B 133 575 2.1% 6.38%
25 American FinancingAurora, CO D 132 302 45.7% 6.38%
26 Waterstone MortgageBrookfield, WI C 131 429 3.0% 6.25%
27 Guaranteed RateChicago, IL B 129 984 5.3% 6.58%
28 Kind LendingIrvine, CA C 128 793 16.0% 6.50%
29 Lennar MortgageMiami, FL A 124 561 5.4% 4.88%
30 Cornerstone Capital BankHouston, TX A 123 398 0.5% 6.13%
31 NewrezWilmington, DE D 120 795 15.9% 6.63%
32 Finance of America ReverseTulsa, OK C 116 153 9.8% 6.50%
33 AmeriSave MortgageSandy Springs, GA D 113 636 60.1% 8.50%
34 Lakeview Loan ServicingCoral Gables, FL C 110 399 41.6% 6.13%
35 Glacier BankKalispell, MT D 110 1,507 14.5% 6.88%
36 Unnamed lender 254900M2C4Q6DATP2889 F 101 171 14.0% 6.00%
37 Van Dyk MortgageGrand Rapids, MI B 82 152 1.3% 6.38%
38 Equity Prime MortgageAtlanta, GA D 81 132 12.1% 6.63%
39 Clm MortgageHouston, TX A 81 378 0.5% 5.75%
40 Highlands Residential MortgageAllen, TX B 75 258 0.8% 6.50%
41 LowerColumbia, MD C 69 218 9.6% 6.56%
42 Envoy MortgageHouston, TX D 69 241 3.3% 6.50%
43 Kbhs Home LoansIrving, TX B 66 169 8.3% 5.75%
44 Right Start MortgagePasadena, CA D 65 160 6.3% 6.38%
45 Churchill MortgageBrentwood, TN B 63 326 4.6% 6.63%
46 Toll Brothers MortgageWilmington, DE A 61 752 6.3% 6.00%
47 Mountain America Federal Credit UnionSandy, UT D 58 2,323 37.7% 7.24%
48 Sunflower BankDallas, TX B 56 345 1.7% 6.49%
49 Longbridge FinancialMahwah, NJ F 54 76 11.8% 6.38%
50 Carrington Mortgage ServicesOrange, CA D 52 197 39.6% 6.62%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.