Van Dyk Mortgage in Idaho vs the state
1.3%Denial rate-13.13 pts vs state
1.8%Decision denial rate-15.72 pts vs state
71.7%Origination rate+8.69 pts vs state
6.38%Median rate-0.25 pts vs state
0.36Rate spread (pts)+0.21 pts vs state
$95kMedian applicant income
109Loans originated
2Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 130 | 85 | 3.1% | 6.63% | #92 |
| 2024 | 124 | 86 | 6.5% | 6.88% | #99 |
| 2025 | 152 | 109 | 1.3% | 6.38% | #100 |
What Van Dyk Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Van Dyk Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bannock County | 78 | 58 | 1 | 1.3% |
| Bingham County | 41 | 31 | 0 | 0.0% |
| Power County | 9 | 5 | 0 | 0.0% |
| Bonneville County | 7 | 4 | 0 | 0.0% |
| Cassia County | 5 | 5 | 0 | 0.0% |
| Bear Lake County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 2 | 0 | 0 | 0.0% |
| Fremont County | 1 | 0 | 0 | 0.0% |
| Butte County | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 152 applications in 2025, of which 109 were originated and 2 denied.
1.3% of all applications, or 1.8% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Van Dyk Mortgage originated in Idaho in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Van Dyk Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology