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Top FHA lenders in Colorado (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

261kApplications in CO
19.7%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Colorado ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 United Shore Financial ServicesPlymouth, MI B 3,789 23,111 8.8% 6.13%
2 American FinancingAurora, CO D 2,424 4,937 41.3% 6.38%
3 Rocket MortgagePlymouth, MI C 1,350 11,486 15.7% 6.61%
4 Guild MortgageSan Diego, CA A 1,176 6,232 3.1% 6.62%
5 Freedom MortgageBoca Raton, FL B 1,111 3,542 6.2% 5.88%
6 Broker SolutionsTustin, CA D 908 3,025 6.0% 6.63%
7 Loan SimpleEnglewood, CO D 843 1,371 4.7% 6.63%
8 Crosscountry MortgageCleveland, OH B 843 3,804 3.6% 6.58%
9 Fairway Independent MortgageMadison, WI B 720 3,299 5.1% 6.63%
10 NewrezWilmington, DE D 649 3,831 16.0% 6.50%
11 Loandepot.ComIrvine, CA D 645 2,979 18.1% 6.13%
12 Dhi Mortgage CompanyArlington, TX B 640 1,512 12.4% 4.63%
13 Pennymac Loan ServicesWestlake Village, CA C 590 3,970 10.5% 6.38%
14 Guaranteed RateChicago, IL B 562 3,822 3.7% 6.45%
15 ENT Credit UnionColorado Springs, CO B 503 13,238 20.9% 7.50%
16 Lakeview Loan ServicingCoral Gables, FL C 485 2,096 48.8% 6.13%
17 LowerColumbia, MD C 482 1,659 6.3% 6.50%
18 Lennar MortgageMiami, FL A 469 1,693 6.3% 3.99%
19 Homeamerican MortgageDenver, CO A 445 1,422 8.3% 4.50%
20 Mutual of Omaha MortgageSan Diego, CA C 430 957 12.2% 6.13%
21 Paramount Residential Mortgage GroupCorona, CA B 379 1,120 4.1% 6.50%
22 CMG MortgageSan Ramon, CA A 330 2,947 3.2% 6.50%
23 V.i.p. MortgageScottsdale, AZ B 313 1,426 0.8% 6.50%
24 Nest Home LendingBoulder, CO A 286 716 0.8% 4.99%
25 Finance of America ReverseTulsa, OK C 263 401 8.5% 6.38%
26 Ark-La-Tex Financial Services, LLC.Plano, TX A 263 1,255 2.2% 6.63%
27 Jet HomeloansJacksonville, FL A 255 615 4.1% 4.99%
28 Equity Prime MortgageAtlanta, GA D 249 462 11.0% 6.50%
29 AmeriSave MortgageSandy Springs, GA D 247 1,287 58.3% 8.50%
30 Everett FinancialDallas, C 245 940 2.9% 6.63%
31 Luminate BankMinneapolis, MN B 228 783 2.6% 6.49%
32 Carrington Mortgage ServicesOrange, CA D 223 921 42.5% 6.25%
33 Inspire Home LoansNewport Beach, CA B 199 575 6.4% 4.88%
34 NFMLinthicum, MD A 199 802 0.6% 6.25%
35 PHH MortgageMount Laurel, NJ C 198 592 8.5% 5.99%
36 Kbhs Home LoansIrving, TX B 189 463 4.1% 5.13%
37 Village Capital & InvestmentHenderson, NV C 189 638 17.9% 5.75%
38 Kind LendingIrvine, CA C 184 957 23.8% 6.63%
39 Sun West Mortgage CompanyCerritos, CA B 180 400 11.0% 6.00%
40 Longbridge FinancialMahwah, NJ F 170 237 11.0% 6.25%
41 Primary Residential MortgageSalt Lake City, UT C 170 492 0.8% 6.50%
42 Unnamed lender 254900M2C4Q6DATP2889 F 164 342 16.4% 6.13%
43 Top Flite FinancialPlymouth, MI D 162 363 1.9% 6.50%
44 Golden Empire MortgageBakersfield, CA B 159 341 5.6% 6.38%
45 Cornerstone Capital BankHouston, TX A 156 749 1.6% 6.50%
46 Better MortgageNew York, NY F 156 1,225 24.2% 6.50%
47 The Loan StoreSan Francisco, CA B 150 2,297 8.6% 6.63%
48 Mortgage Solutions of ColoradoColorado Springs, CO C 149 640 3.8% 6.50%
49 Plaza Home MortgageSan Diego, CA C 148 453 30.2% 6.38%
50 Synergy One LendingSan Diego, CA C 144 895 2.9% 6.50%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.