Longbridge Financial in Colorado vs the state
11.0%Denial rate-4.66 pts vs state
12.8%Decision denial rate-6.85 pts vs state
70.0%Origination rate+10.02 pts vs state
6.25%Median rate-0.38 pts vs state
—Rate spread (pts)
$36kMedian applicant income
166Loans originated
26Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 185 | 135 | 10.3% | 7.46% | #166 |
| 2024 | 214 | 151 | 11.7% | 6.95% | #157 |
| 2025 | 237 | 166 | 11.0% | 6.25% | #164 |
What Longbridge Financial lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 31 | 25 | 3 | 9.7% |
| El Paso County | 27 | 16 | 5 | 18.5% |
| Arapahoe County | 25 | 16 | 3 | 12.0% |
| Larimer County | 18 | 11 | 2 | 11.1% |
| Denver County | 16 | 7 | 4 | 25.0% |
| Boulder County | 15 | 15 | 0 | 0.0% |
| Douglas County | 14 | 8 | 0 | 0.0% |
| Mesa County | 11 | 9 | 1 | 9.1% |
| Weld County | 9 | 8 | 1 | 11.1% |
| Adams County | 9 | 8 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 237 applications in 2025, of which 166 were originated and 26 denied.
11.0% of all applications, or 12.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Longbridge Financial originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology