FirstBank in Colorado vs the state
15.6%Denial rate+0.01 pts vs state
19.8%Decision denial rate+0.14 pts vs state
61.7%Origination rate+1.68 pts vs state
7.00%Median rate+0.38 pts vs state
0.16Rate spread (pts)+0.01 pts vs state
$149kMedian applicant income
3,041Loans originated
771Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,035 | 3,109 | 13.7% | 7.75% | #7 |
| 2024 | 4,929 | 3,073 | 13.5% | 7.63% | #7 |
| 2025 | 4,929 | 3,041 | 15.6% | 7.00% | #8 |
What FirstBank lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most FirstBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 801 | 488 | 127 | 15.9% |
| Denver County | 613 | 357 | 93 | 15.2% |
| Arapahoe County | 531 | 312 | 99 | 18.6% |
| Adams County | 392 | 232 | 87 | 22.2% |
| Eagle County | 385 | 282 | 35 | 9.1% |
| Douglas County | 382 | 243 | 48 | 12.6% |
| Larimer County | 356 | 253 | 31 | 8.7% |
| Boulder County | 338 | 197 | 52 | 15.4% |
| Weld County | 337 | 185 | 79 | 23.4% |
| El Paso County | 235 | 134 | 43 | 18.3% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
| Pennymac Loan Services | C | 3,970 | 10.5% | 6.38% |
Frequently asked questions
Colorado: 4,929 applications in 2025, of which 3,041 were originated and 771 denied.
15.6% of all applications, or 19.8% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans FirstBank originated in Colorado in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are FirstBank's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology