Rocket Mortgage in Colorado vs the state
15.7%Denial rate+0.08 pts vs state
17.2%Decision denial rate-2.51 pts vs state
73.4%Origination rate+13.40 pts vs state
6.61%Median rate-0.01 pts vs state
0.27Rate spread (pts)+0.12 pts vs state
$123kMedian applicant income
8,433Loans originated
1,804Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,988 | 6,041 | 13.4% | 6.75% | #3 |
| 2024 | 9,601 | 7,250 | 14.4% | 6.63% | #3 |
| 2025 | 11,486 | 8,433 | 15.7% | 6.61% | #3 |
What Rocket Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 1,609 | 1,221 | 216 | 13.4% |
| Arapahoe County | 1,243 | 913 | 188 | 15.1% |
| Jefferson County | 1,157 | 895 | 159 | 13.7% |
| Douglas County | 994 | 756 | 126 | 12.7% |
| Adams County | 971 | 719 | 158 | 16.3% |
| Denver County | 944 | 662 | 156 | 16.5% |
| Weld County | 780 | 574 | 135 | 17.3% |
| Larimer County | 543 | 407 | 73 | 13.4% |
| Pueblo County | 399 | 275 | 76 | 19.0% |
| Mesa County | 381 | 279 | 67 | 17.6% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
| Pennymac Loan Services | C | 3,970 | 10.5% | 6.38% |
Frequently asked questions
Colorado: 11,486 applications in 2025, of which 8,433 were originated and 1,804 denied.
15.7% of all applications, or 17.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Rocket Mortgage originated in Colorado in 2025 was 6.61%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology