Plaza Home Mortgage in Colorado vs the state
30.2%Denial rate+14.61 pts vs state
33.4%Decision denial rate+13.75 pts vs state
59.4%Origination rate-0.64 pts vs state
6.38%Median rate-0.25 pts vs state
0.14Rate spread (pts)-0.01 pts vs state
$109kMedian applicant income
269Loans originated
137Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 338 | 209 | 11.8% | 6.63% | #119 |
| 2024 | 512 | 315 | 23.8% | 6.50% | #95 |
| 2025 | 453 | 269 | 30.2% | 6.38% | #112 |
What Plaza Home Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 59 | 31 | 19 | 32.2% |
| Arapahoe County | 51 | 28 | 16 | 31.4% |
| Denver County | 38 | 26 | 6 | 15.8% |
| Douglas County | 36 | 23 | 10 | 27.8% |
| Weld County | 34 | 18 | 13 | 38.2% |
| Mesa County | 30 | 19 | 10 | 33.3% |
| Jefferson County | 29 | 21 | 5 | 17.2% |
| Adams County | 26 | 15 | 10 | 38.5% |
| Pueblo County | 24 | 15 | 7 | 29.2% |
| Larimer County | 13 | 11 | 1 | 7.7% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 453 applications in 2025, of which 269 were originated and 137 denied.
30.2% of all applications, or 33.4% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Plaza Home Mortgage originated in Colorado in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology