Top Flite Financial in Colorado vs the state
1.9%Denial rate-13.70 pts vs state
2.5%Decision denial rate-17.19 pts vs state
75.2%Origination rate+15.19 pts vs state
6.50%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.25 pts vs state
$93kMedian applicant income
273Loans originated
7Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 22 | 9.1% | 6.75% | #277 |
| 2024 | 76 | 40 | 13.2% | 6.75% | #251 |
| 2025 | 363 | 273 | 1.9% | 6.50% | #129 |
What Top Flite Financial lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weld County | 258 | 204 | 3 | 1.2% |
| Larimer County | 21 | 11 | 2 | 9.5% |
| Adams County | 16 | 14 | 0 | 0.0% |
| Arapahoe County | 14 | 7 | 0 | 0.0% |
| Morgan County | 11 | 7 | 0 | 0.0% |
| Denver County | 6 | 5 | 0 | 0.0% |
| El Paso County | 6 | 5 | 0 | 0.0% |
| Jefferson County | 5 | 4 | 0 | 0.0% |
| Boulder County | 4 | 3 | 0 | 0.0% |
| Douglas County | 4 | 3 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 363 applications in 2025, of which 273 were originated and 7 denied.
1.9% of all applications, or 2.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Top Flite Financial originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology