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Top FHA lenders in Utah (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

152kApplications in UT
19.2%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Utah ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 United Shore Financial ServicesPlymouth, MI B 2,107 11,325 8.5% 6.25%
2 Guild MortgageSan Diego, CA A 1,330 5,427 1.5% 6.50%
3 Intercap LendingSalt Lake City, UT A 1,136 4,881 0.7% 6.50%
4 Securitynational MortgageSalt Lake City, UT D 831 2,466 4.7% 6.75%
5 Rocket MortgagePlymouth, MI C 807 6,276 14.6% 6.63%
6 First Colony MortgageOrem, UT A 788 3,499 2.1% 6.38%
7 Kind LendingIrvine, CA C 775 3,227 20.3% 6.50%
8 Freedom MortgageBoca Raton, FL B 638 1,549 8.7% 6.13%
9 Plains Commerce BankSioux Falls, SD B 539 1,405 4.4% 6.50%
10 Dhi Mortgage CompanyArlington, TX B 500 1,571 8.6% 5.75%
11 Broker SolutionsTustin, CA D 458 1,269 8.7% 6.75%
12 RanlifeSandy, UT B 456 1,050 1.2% 6.38%
13 Pennymac Loan ServicesWestlake Village, CA C 421 2,132 12.7% 6.38%
14 Lakeview Loan ServicingCoral Gables, FL C 358 1,100 42.0% 6.19%
15 NewrezWilmington, DE D 348 1,801 17.3% 6.63%
16 Mountain America Federal Credit UnionSandy, UT D 340 15,401 36.5% 7.24%
17 My Move MortgageUtah, UT A 306 1,487 0.6% 6.13%
18 The Loan StoreSan Francisco, CA B 290 2,524 5.4% 6.49%
19 Lennar MortgageMiami, FL A 254 709 9.0% 4.99%
20 Loandepot.ComIrvine, CA D 248 1,241 18.9% 6.63%
21 Fairway Independent MortgageMadison, WI B 246 1,304 2.7% 6.63%
22 Crosscountry MortgageCleveland, OH B 231 1,088 2.9% 6.63%
23 Paramount Residential Mortgage GroupCorona, CA B 209 625 3.7% 6.38%
24 Longbridge FinancialMahwah, NJ F 190 254 7.5% 6.00%
25 American FinancingAurora, CO D 190 427 44.0% 6.50%
26 Mutual of Omaha MortgageSan Diego, CA C 188 313 12.5% 6.13%
27 PHH MortgageMount Laurel, NJ C 167 342 9.9% 5.99%
28 American Pacific MortgageRoseville, CA C 166 629 7.8% 6.50%
29 Veritas FundingMidvale, UT D 153 376 1.6% 6.25%
30 Canopy MortgageLindon, UT B 149 842 3.3% 6.38%
31 Security Home Mortgage, LLC.Orem, UT A 147 662 1.4% 6.50%
32 Finance of America ReverseTulsa, OK C 142 206 10.7% 6.38%
33 GoldenwestOgden, UT B 142 4,794 17.6% 7.50%
34 Plaza Home MortgageSan Diego, CA C 138 337 28.2% 6.38%
35 Bank of UtahOgden, UT A 138 884 1.5% 6.38%
36 Carrington Mortgage ServicesOrange, CA D 136 412 46.6% 6.38%
37 Guaranteed RateChicago, IL B 133 703 8.7% 6.50%
38 Equity Prime MortgageAtlanta, GA D 127 175 10.3% 6.50%
39 Sun American MortgageMesa, AZ B 121 535 1.7% 6.49%
40 AmeriSave MortgageSandy Springs, GA D 119 640 51.9% 8.50%
41 Village Capital & InvestmentHenderson, NV C 118 332 12.4% 5.75%
42 Nest Home LendingBoulder, CO A 115 240 0.4% 5.88%
43 Clm MortgageHouston, TX A 105 346 0.9% 6.13%
44 Primary Residential MortgageSalt Lake City, UT C 101 467 3.6% 6.63%
45 Nationstar MortgageCoppell, TX C 100 1,304 13.6% 8.50%
46 Homeamerican MortgageDenver, CO A 99 399 7.3% 4.63%
47 Premier Mortgage ResourcesMeridian, ID B 92 279 1.8% 6.75%
48 CMG MortgageSan Ramon, CA A 91 451 3.6% 6.63%
49 American Financial NetworkBrea, CA C 88 277 6.5% 6.38%
50 Alameda MortgageWalnut Creek, CA B 82 188 1.6% 7.13%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.