AmeriSave Mortgage in Utah vs the state
51.9%Denial rate+35.92 pts vs state
61.6%Decision denial rate+42.42 pts vs state
30.6%Origination rate-32.61 pts vs state
8.50%Median rate+1.88 pts vs state
2.68Rate spread (pts)+2.44 pts vs state
$80kMedian applicant income
196Loans originated
332Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 829 | 102 | 21.1% | 5.99% | #29 |
| 2024 | 1,039 | 179 | 69.0% | 9.75% | #29 |
| 2025 | 640 | 196 | 51.9% | 8.50% | #48 |
What AmeriSave Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 192 | 48 | 105 | 54.7% |
| Utah County | 105 | 27 | 56 | 53.3% |
| Davis County | 60 | 22 | 29 | 48.3% |
| Weber County | 60 | 23 | 30 | 50.0% |
| Washington County | 49 | 14 | 24 | 49.0% |
| Tooele County | 27 | 9 | 11 | 40.7% |
| Cache County | 16 | 8 | 5 | 31.3% |
| Box Elder County | 15 | 5 | 5 | 33.3% |
| Uintah County | 14 | 9 | 4 | 28.6% |
| Sevier County | 14 | 3 | 10 | 71.4% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 640 applications in 2025, of which 196 were originated and 332 denied.
51.9% of all applications, or 61.6% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans AmeriSave Mortgage originated in Utah in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology