Lakeview Loan Servicing in Utah vs the state
42.0%Denial rate+26.04 pts vs state
50.2%Decision denial rate+31.04 pts vs state
29.8%Origination rate-33.42 pts vs state
6.19%Median rate-0.44 pts vs state
0.17Rate spread (pts)-0.07 pts vs state
$113kMedian applicant income
328Loans originated
462Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 152 | 40 | 49.3% | 6.25% | #104 |
| 2024 | 619 | 210 | 42.3% | 6.25% | #48 |
| 2025 | 1,100 | 328 | 42.0% | 6.19% | #30 |
What Lakeview Loan Servicing lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 340 | 100 | 145 | 42.6% |
| Utah County | 189 | 51 | 88 | 46.6% |
| Davis County | 147 | 44 | 56 | 38.1% |
| Weber County | 129 | 46 | 49 | 38.0% |
| Washington County | 46 | 17 | 15 | 32.6% |
| Tooele County | 46 | 17 | 15 | 32.6% |
| Box Elder County | 31 | 7 | 13 | 41.9% |
| Iron County | 26 | 8 | 12 | 46.2% |
| Cache County | 24 | 8 | 10 | 41.7% |
| Uintah County | 14 | 4 | 4 | 28.6% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 1,100 applications in 2025, of which 328 were originated and 462 denied.
42.0% of all applications, or 50.2% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Lakeview Loan Servicing originated in Utah in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology