Lennar Mortgage in Utah vs the state
9.0%Denial rate-6.93 pts vs state
10.4%Decision denial rate-8.82 pts vs state
77.9%Origination rate+14.62 pts vs state
4.99%Median rate-1.63 pts vs state
-0.72Rate spread (pts)-0.96 pts vs state
$110kMedian applicant income
552Loans originated
64Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 519 | 356 | 10.0% | 5.00% | #50 |
| 2024 | 677 | 489 | 6.9% | 5.25% | #44 |
| 2025 | 709 | 552 | 9.0% | 4.99% | #43 |
What Lennar Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Utah County | 557 | 444 | 46 | 8.3% |
| Wasatch County | 81 | 58 | 9 | 11.1% |
| Salt Lake County | 63 | 45 | 9 | 14.3% |
| Washington County | 8 | 5 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 709 applications in 2025, of which 552 were originated and 64 denied.
9.0% of all applications, or 10.4% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Lennar Mortgage originated in Utah in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology