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Top FHA lenders in Mississippi (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

104kApplications in MS
28.5%State decision denial rate
6.75%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Mississippi ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 1,357 4,636 24.8% 6.63%
2 Trustmark National BankJackson, MS C 1,091 5,531 12.5% 6.75%
3 Broker SolutionsTustin, CA D 899 1,585 9.7% 6.88%
4 Freedom MortgageBoca Raton, FL B 681 1,626 8.1% 6.25%
5 United Shore Financial ServicesPlymouth, MI B 615 2,109 13.9% 6.13%
6 Cadence BankTupelo, MS B 600 5,301 19.2% 7.25%
7 AmeriSave MortgageSandy Springs, GA D 554 1,257 66.4% 6.75%
8 Pennymac Loan ServicesWestlake Village, CA C 516 1,342 13.9% 6.13%
9 Dhi Mortgage CompanyArlington, TX B 500 1,014 16.9% 4.99%
10 Loandepot.ComIrvine, CA D 476 1,195 29.5% 6.50%
11 Crosscountry MortgageCleveland, OH B 430 941 4.5% 6.63%
12 Guild MortgageSan Diego, CA A 421 1,142 5.9% 6.50%
13 Renasant BankTupelo, MS B 415 3,188 14.3% 6.99%
14 CMG MortgageSan Ramon, CA A 407 1,161 5.9% 6.25%
15 Regions BankBirmingham, AL C 379 4,916 44.7% 5.75%
16 Cardinal Financial Company, Limited PartnershipCharlotte, NC B 366 485 6.6% 6.25%
17 NewrezWilmington, DE D 341 1,088 27.7% 6.25%
18 Stockton MortgageFrankfort, KY D 325 579 7.8% 6.63%
19 American Mortgage BankOklahoma City, OK C 320 762 3.7% 6.25%
20 KeeslerBiloxi, MS D 305 2,422 40.4% 6.75%
21 Carrington Mortgage ServicesOrange, CA D 226 474 48.5% 6.56%
22 Mutual of Omaha MortgageSan Diego, CA C 208 322 25.8% 6.50%
23 Community Bank of MississippiFlowood, MS C 202 3,856 9.0% 7.65%
24 Planet Home LendingMeriden, CT B 189 362 13.0% 6.25%
25 PriorityOne BankMagee, MS B 161 758 8.4% 7.25%
26 Magnolia BankHodgenville, KY C 140 509 4.9% 6.38%
27 Lakeview Loan ServicingCoral Gables, FL C 139 368 48.1% 6.56%
28 Fairway Independent MortgageMadison, WI B 133 391 9.5% 6.69%
29 Mortgage Solutions of ColoradoColorado Springs, CO C 132 316 2.5% 6.75%
30 Equity Prime MortgageAtlanta, GA D 131 287 11.9% 6.63%
31 BankPlusRidgeland, MS B 128 2,638 10.7% 6.50%
32 Guaranty Bank and TrustBelzoni, MS D 127 1,386 16.2% 7.13%
33 Mortgage Investors GroupNashville, TN B 124 372 2.2% 6.50%
34 Guaranteed RateChicago, IL B 122 364 16.8% 6.50%
35 Mortgage Research CenterColumbia, MO C 122 2,628 19.1% 6.38%
36 Community MortgageCordova, A 121 330 2.1% 6.25%
37 Nationstar MortgageCoppell, TX C 121 583 17.7% 7.13%
38 Nations LendingIndependence, OH B 113 238 3.8% 6.50%
39 Towne MortgageTroy, MI B 112 234 6.8% 6.50%
40 American FinancingAurora, CO D 110 184 46.7% 6.25%
41 Primelending, a PlainscapitalDallas, TX A 104 274 5.5% 6.63%
42 Amerihome Mortgage CompanyThousand Oaks, CA B 91 134 6.7% 6.38%
43 Eagle Bank and TrustLittle Rock, AR A 89 267 3.4% 6.50%
44 GMFSBaton Rouge, LA A 88 396 2.5% 6.63%
45 Union Home MortgageStrongsville, OH B 88 398 7.5% 6.25%
46 Dsld MortgageDover, DE A 85 357 5.9% 6.25%
47 First Community MortgageMurfreesboro, TN A 82 324 11.7% 6.38%
48 Flagstar BankHicksville, NY C 78 155 30.3% 6.38%
49 Kind LendingIrvine, CA C 78 217 18.4% 6.75%
50 Village Capital & InvestmentHenderson, NV C 76 278 11.9% 5.75%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.