Kind Lending in Mississippi vs the state
18.4%Denial rate-4.49 pts vs state
20.5%Decision denial rate-7.94 pts vs state
71.0%Origination rate+18.10 pts vs state
6.75%Median rate0.00 pts vs state
0.49Rate spread (pts)+0.16 pts vs state
$105kMedian applicant income
154Loans originated
40Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 8 | 42.9% | 7.06% | #222 |
| 2024 | 35 | 18 | 37.1% | 7.19% | #183 |
| 2025 | 217 | 154 | 18.4% | 6.75% | #83 |
What Kind Lending lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 48 | 34 | 10 | 20.8% |
| Madison County | 34 | 25 | 5 | 14.7% |
| Rankin County | 28 | 21 | 5 | 17.9% |
| Hancock County | 19 | 13 | 3 | 15.8% |
| DeSoto County | 14 | 9 | 4 | 28.6% |
| Jackson County | 13 | 10 | 1 | 7.7% |
| Hinds County | 10 | 7 | 1 | 10.0% |
| Pearl River County | 7 | 5 | 1 | 14.3% |
| Lafayette County | 6 | 5 | 0 | 0.0% |
| Forrest County | 5 | 4 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 217 applications in 2025, of which 154 were originated and 40 denied.
18.4% of all applications, or 20.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Kind Lending originated in Mississippi in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology