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Top FHA lenders in Rhode Island (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

44kApplications in RI
23.2%State decision denial rate
6.75%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Rhode Island ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 Primary Residential MortgageSalt Lake City, UT C 397 1,056 8.4% 6.63%
2 Freedom MortgageBoca Raton, FL B 352 584 7.7% 6.25%
3 Movement MortgageLancaster, SC A 263 1,308 3.6% 6.63%
4 CMG MortgageSan Ramon, CA A 259 992 7.6% 6.63%
5 United Shore Financial ServicesPlymouth, MI B 248 780 18.0% 6.38%
6 Broker SolutionsTustin, CA D 243 522 6.1% 6.63%
7 Rocket MortgagePlymouth, MI C 217 1,430 19.7% 6.75%
8 NFMLinthicum, MD A 202 556 1.6% 6.75%
9 Loandepot.ComIrvine, CA D 178 684 24.4% 6.88%
10 NewrezWilmington, DE D 167 638 19.4% 6.63%
11 American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ B 162 488 3.9% 6.63%
12 Pennymac Loan ServicesWestlake Village, CA C 153 557 12.4% 6.50%
13 Province Mortgage AssociatesEast Providence, RI C 123 355 6.2% 6.75%
14 Semper Home LoansWilmington, DE C 122 261 3.5% 6.50%
15 Guild MortgageSan Diego, CA A 117 731 3.2% 6.63%
16 The Washington Trust Company, of WesterlyWesterly, RI C 113 1,755 21.9% 6.38%
17 Lakeview Loan ServicingCoral Gables, FL C 103 248 44.4% 6.50%
18 Northpointe BankGrand Rapids, MI C 87 298 6.0% 6.63%
19 Mutual of Omaha MortgageSan Diego, CA C 86 184 27.7% 6.49%
20 Home Loan Investment BankWarwick, RI F 78 289 8.0% 6.63%
21 Paramount Residential Mortgage GroupCorona, CA B 77 217 1.8% 6.63%
22 AmeriSave MortgageSandy Springs, GA D 76 339 61.4% 8.50%
23 Guaranteed RateChicago, IL B 71 426 5.6% 6.58%
24 Carrington Mortgage ServicesOrange, CA D 69 231 47.2% 7.19%
25 Crosscountry MortgageCleveland, OH B 69 323 7.4% 6.75%
26 Nations Direct MortgageHenderson, NV B 53 102 21.6% 6.75%
27 Total Mortgage ServicesMilford, CT B 53 204 2.5% 6.75%
28 Nationstar MortgageCoppell, TX C 46 283 14.5% 7.49%
29 Guaranteed Rate AffinityChicago, IL A 45 182 8.2% 6.50%
30 Finance of America ReverseTulsa, OK C 42 51 3.9% 6.13%
31 Citizens BankProvidence, RI C 39 6,329 27.8% 7.40%
32 PHH MortgageMount Laurel, NJ C 37 90 6.7% 5.99%
33 Fall River Five Cents Savings BankFall River, MA B 36 345 9.6% 6.63%
34 Texana BankLinden, TX C 31 65 7.7% 5.63%
35 Fairway Independent MortgageMadison, WI B 30 152 6.6% 6.75%
36 First Home MortgageBaltimore, MD B 29 106 16.0% 6.75%
37 Jmac LendingSanta Ana, CA C 27 61 4.9% 6.63%
38 Amerihome Mortgage CompanyThousand Oaks, CA B 25 29 6.9% 6.19%
39 Village Capital & InvestmentHenderson, NV C 24 59 18.6% 5.87%
40 Waterstone MortgageBrookfield, WI C 24 109 7.3% 6.50%
41 Embrace Home LoansMiddletown, RI A 24 153 9.8% 6.63%
42 Longbridge FinancialMahwah, NJ F 22 33 12.1% 6.50%
43 American FinancingAurora, CO D 21 38 57.9% 5.93%
44 Primelending, a PlainscapitalDallas, TX A 21 93 11.8% 6.63%
45 Sierra Pacific Mortgage CompanyFolsom, CA C 20 60 15.0% 6.75%
46 Harborone MortgageBrockton, MA B 19 221 4.1% 6.63%
47 Baycoast Mortgage CompanySwansea, MA A 19 548 2.9% 6.50%
48 BankNewportMiddletown, RI B 17 1,014 19.7% 6.63%
49 Equity Prime MortgageAtlanta, GA D 16 26 15.4% 7.25%
50 OCMBCIrvine, CA C 15 113 5.3% 7.50%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.