Movement Mortgage · Rhode Island · 2025

Movement Mortgage in Rhode Island: approval rate, denial rate and rates (2025)

Movement Mortgage took 1,308 mortgage applications in Rhode Island in 2025, ranking #6 of 453 lenders active in the state. It originated 76.5% of them and denied 3.6% (4.1% of the applications it decided), against a statewide denial rate of 18.7%.

1.3kApplicationsin RI
4.1%Decision denial ratestate 23.2%
6.63%Median ratestate 6.75%
$385,000Median loanstate $255,000
$391MVolume5 counties

Movement Mortgage in Rhode Island vs the state

3.6%Denial rate-15.11 pts vs state
4.1%Decision denial rate-19.07 pts vs state
76.5%Origination rate+16.78 pts vs state
6.63%Median rate-0.13 pts vs state
0.31Rate spread (pts)+0.13 pts vs state
$126kMedian applicant income
1,001Loans originated
47Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,1988963.8%6.75%#6
20241,2979883.1%6.75%#6
20251,3081,0013.6%6.63%#6

What Movement Mortgage lends in Rhode Island

By loan purpose

Home purchase 970 74% · 2.4% denied
Refinance 143 11% · 2.8% denied
Cash-out refinance 164 13% · 3.7% denied
Home improvement 12 1% · 16.7% denied
Other / HELOC 19 1% · 63.2% denied

By loan type

Conventional 928 71% · 4.3% denied
FHA 263 20% · 2.7% denied
VA 117 9% · 0.0% denied

Why it denied Rhode Island applicants

Debt-to-income ratio 16 34%
Collateral 11 23%
Incomplete application 8 17%
Other 6 13%
Credit history 3 6%
Unverifiable information 2 4%
Insufficient cash 1 2%

Where in Rhode Island

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 75856733 4.4%
Kent County 2491967 2.8%
Newport County 1411084 2.8%
Washington County 103883 2.9%
Bristol County 57420 0.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%
United Shore Financial ServicesB 78018.0%6.38%

Frequently asked questions

Rhode Island: 1,308 applications in 2025, of which 1,001 were originated and 47 denied.

3.6% of all applications, or 4.1% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

The median rate on loans Movement Mortgage originated in Rhode Island in 2025 was 6.63%, against a statewide median of 6.75%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology