Navigant Credit Union in Rhode Island vs the state
16.1%Denial rate-2.65 pts vs state
19.4%Decision denial rate-3.73 pts vs state
64.4%Origination rate+4.63 pts vs state
6.50%Median rate-0.25 pts vs state
-0.36Rate spread (pts)-0.54 pts vs state
$115kMedian applicant income
1,833Loans originated
457Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,665 | 1,669 | 22.1% | 6.88% | #2 |
| 2024 | 3,060 | 1,907 | 19.7% | 6.63% | #2 |
| 2025 | 2,847 | 1,833 | 16.1% | 6.50% | #2 |
What Navigant Credit Union lends in Rhode Island
By loan purpose
By loan type
Why it denied Rhode Island applicants
Where in Rhode Island
Counties with the most Navigant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 2,145 | 1,353 | 360 | 16.8% |
| Kent County | 349 | 235 | 56 | 16.0% |
| Washington County | 200 | 139 | 20 | 10.0% |
| Bristol County | 113 | 78 | 14 | 12.4% |
| Newport County | 40 | 28 | 7 | 17.5% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
| United Shore Financial Services | B | 780 | 18.0% | 6.38% |
Frequently asked questions
Rhode Island: 2,847 applications in 2025, of which 1,833 were originated and 457 denied.
16.1% of all applications, or 19.4% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
The median rate on loans Navigant Credit Union originated in Rhode Island in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Navigant Credit Union's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology