Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Citizens BankProvidence, RI | C | $816M | 6,329 | 27.8% | 7.40% |
| 2 | Navigant Credit UnionSmithfield, RI | B | $455M | 2,847 | 16.1% | 6.50% |
| 3 | Movement MortgageLancaster, SC | A | $391M | 1,308 | 3.6% | 6.63% |
| 4 | The Washington Trust Company, of WesterlyWesterly, RI | C | $301M | 1,755 | 21.9% | 6.38% |
| 5 | Rocket MortgagePlymouth, MI | C | $270M | 1,430 | 19.7% | 6.75% |
| 6 | COASTAL1 Credit UnionPawtucket, RI | B | $262M | 1,931 | 24.3% | 6.75% |
| 7 | Baycoast Mortgage CompanySwansea, MA | A | $229M | 548 | 2.9% | 6.50% |
| 8 | BankNewportMiddletown, RI | B | $215M | 1,014 | 19.7% | 6.63% |
| 9 | United Shore Financial ServicesPlymouth, MI | B | $211M | 780 | 18.0% | 6.38% |
| 10 | CMG MortgageSan Ramon, CA | A | $204M | 992 | 7.6% | 6.63% |
| 11 | Primary Residential MortgageSalt Lake City, UT | C | $203M | 1,056 | 8.4% | 6.63% |
| 12 | NFMLinthicum, MD | A | $203M | 556 | 1.6% | 6.75% |
| 13 | Guild MortgageSan Diego, CA | A | $191M | 731 | 3.2% | 6.63% |
| 14 | Centreville BankWest Warwick, RI | B | $178M | 542 | 12.9% | 6.49% |
| 15 | American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ | B | $141M | 488 | 3.9% | 6.63% |
| 16 | Bank of AmericaCharlotte, NC | F | $134M | 1,298 | 39.1% | 6.24% |
| 17 | JPMorgan Chase BankColumbus, OH | B | $129M | 242 | 9.5% | 6.38% |
| 18 | Rf Renovo Management CompanyChicago, IL | B | $125M | 171 | 0.0% | 9.99% |
| 19 | Loandepot.ComIrvine, CA | D | $119M | 684 | 24.4% | 6.88% |
| 20 | Province Mortgage AssociatesEast Providence, RI | C | $118M | 355 | 6.2% | 6.75% |
| 21 | Guaranteed RateChicago, IL | B | $108M | 426 | 5.6% | 6.58% |
| 22 | Fall River Five Cents Savings BankFall River, MA | B | $90M | 345 | 9.6% | 6.63% |
| 23 | NewrezWilmington, DE | D | $88M | 638 | 19.4% | 6.63% |
| 24 | Semper Home LoansWilmington, DE | C | $88M | 261 | 3.5% | 6.50% |
| 25 | Crosscountry MortgageCleveland, OH | B | $85M | 323 | 7.4% | 6.75% |
| 26 | Pennymac Loan ServicesWestlake Village, CA | C | $84M | 557 | 12.4% | 6.50% |
| 27 | Freedom MortgageBoca Raton, FL | B | $84M | 584 | 7.7% | 6.25% |
| 28 | Navy Federal Credit UnionVienna, VA | D | $78M | 526 | 16.7% | 7.34% |
| 29 | U.S. BankCincinnati, OH | D | $77M | 261 | 20.3% | 6.63% |
| 30 | Mortgage Research CenterColumbia, MO | C | $77M | 368 | 22.3% | 6.25% |
| 31 | Northpointe BankGrand Rapids, MI | C | $74M | 298 | 6.0% | 6.63% |
| 32 | Brookline BankBoston, MA | B | $72M | 192 | 16.2% | 6.75% |
| 33 | Harborone MortgageBrockton, MA | B | $71M | 221 | 4.1% | 6.63% |
| 34 | Bank Rhode IslandBoston, MA | C | $70M | 277 | 26.4% | 7.25% |
| 35 | Westerly CommunityWakefield, RI | C | $66M | 575 | 17.2% | 6.99% |
| 36 | Home Loan Investment BankWarwick, RI | F | $65M | 289 | 8.0% | 6.63% |
| 37 | Mortgage Equity PartnersLynnfield, MA | B | $64M | 164 | 1.8% | 6.50% |
| 38 | BayCoast BankSwansea, MA | A | $64M | 204 | 11.3% | 7.25% |
| 39 | Broker SolutionsTustin, CA | D | $63M | 522 | 6.1% | 6.63% |
| 40 | Bristol County Savings BankTaunton, MA | B | $59M | 109 | 10.1% | 6.50% |
| 41 | Greenwood Credit UnionWarwick, RI | C | $59M | 499 | 23.5% | 6.75% |
| 42 | Leader BankArlington, MA | A | $58M | 149 | 2.0% | 6.38% |
| 43 | Total Mortgage ServicesMilford, CT | B | $57M | 204 | 2.5% | 6.75% |
| 44 | Embrace Home LoansMiddletown, RI | A | $55M | 153 | 9.8% | 6.63% |
| 45 | Paramount Residential Mortgage GroupCorona, CA | B | $54M | 217 | 1.8% | 6.63% |
| 46 | TD BankWilmington, DE | D | $51M | 320 | 33.1% | 7.64% |
| 47 | Morgan Stanley Private BankNew York, NY | A | $45M | 57 | 5.3% | 5.93% |
| 48 | Washington Trust Mortgage CompanyWesterly, RI | B | $45M | 115 | 0.9% | 6.50% |
| 49 | Guaranteed Rate AffinityChicago, IL | A | $43M | 182 | 8.2% | 6.50% |
| 50 | Fairway Independent MortgageMadison, WI | B | $42M | 152 | 6.6% | 6.75% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
