TD Bank in Rhode Island vs the state
33.1%Denial rate+14.43 pts vs state
43.3%Decision denial rate+20.10 pts vs state
42.8%Origination rate-16.94 pts vs state
7.64%Median rate+0.89 pts vs state
0.47Rate spread (pts)+0.29 pts vs state
$135kMedian applicant income
137Loans originated
106Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 358 | 148 | 42.5% | 8.09% | #24 |
| 2024 | 384 | 164 | 38.3% | 8.54% | #26 |
| 2025 | 320 | 137 | 33.1% | 7.64% | #33 |
What TD Bank lends in Rhode Island
By loan purpose
By loan type
Why it denied Rhode Island applicants
Where in Rhode Island
Counties with the most TD Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 185 | 72 | 65 | 35.1% |
| Kent County | 48 | 21 | 17 | 35.4% |
| Bristol County | 32 | 13 | 12 | 37.5% |
| Newport County | 29 | 17 | 6 | 20.7% |
| Washington County | 26 | 14 | 6 | 23.1% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| Navigant Credit Union | B | 2,847 | 16.1% | 6.50% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
Frequently asked questions
Rhode Island: 320 applications in 2025, of which 137 were originated and 106 denied.
33.1% of all applications, or 43.3% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
The median rate on loans TD Bank originated in Rhode Island in 2025 was 7.64%, against a statewide median of 6.75%.
About this data. Figures are TD Bank's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology