Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | $7.7B | 25,383 | 10.2% | 6.25% |
| 2 | Rocket MortgagePlymouth, MI | C | $3.8B | 17,947 | 15.6% | 6.75% |
| 3 | Berkadia Commercial MortgageAmbler, PA | B | $2.1B | 29 | 0.0% | 5.46% |
| 4 | Crosscountry MortgageCleveland, OH | B | $1.8B | 7,570 | 3.8% | 6.58% |
| 5 | Fairway Independent MortgageMadison, WI | B | $1.7B | 6,729 | 5.6% | 6.63% |
| 6 | JPMorgan Chase BankColumbus, OH | B | $1.5B | 4,573 | 11.2% | 6.50% |
| 7 | Desert Financial Credit UnionPhoenix, AZ | B | $1.5B | 16,970 | 24.3% | 6.49% |
| 8 | Loandepot.ComIrvine, CA | D | $1.2B | 6,180 | 16.1% | 5.99% |
| 9 | Pennymac Loan ServicesWestlake Village, CA | C | $1.2B | 5,838 | 11.7% | 6.62% |
| 10 | Nova Financial & InvestmentTucson, AZ | C | $1.1B | 5,380 | 16.2% | 6.49% |
| 11 | Guild MortgageSan Diego, CA | A | $1.1B | 4,880 | 4.3% | 6.63% |
| 12 | Lennar MortgageMiami, FL | A | $1.1B | 3,184 | 10.9% | 4.25% |
| 13 | Dhi Mortgage CompanyArlington, TX | B | $971M | 3,479 | 12.8% | 3.99% |
| 14 | V.i.p. MortgageScottsdale, AZ | B | $929M | 2,930 | 2.5% | 6.62% |
| 15 | U.S. BankCincinnati, OH | D | $862M | 4,149 | 39.3% | 7.60% |
| 16 | The Loan StoreSan Francisco, CA | B | $847M | 3,658 | 9.8% | 6.88% |
| 17 | Taylor Morrison Home FundingMaitland, FL | A | $821M | 2,334 | 11.0% | 5.63% |
| 18 | CMG MortgageSan Ramon, CA | A | $786M | 2,740 | 5.0% | 6.75% |
| 19 | Bank of AmericaCharlotte, NC | F | $776M | 6,229 | 32.2% | 6.24% |
| 20 | Freedom MortgageBoca Raton, FL | B | $761M | 4,991 | 7.0% | 6.00% |
| 21 | Wells Fargo BankCharlotte, NC | B | $741M | 2,032 | 15.2% | 6.38% |
| 22 | NewrezWilmington, DE | D | $668M | 4,922 | 16.9% | 6.38% |
| 23 | Velocio MortgageSan Antonio, TX | A | $587M | 1,568 | 2.7% | 3.99% |
| 24 | Mortgage Research CenterColumbia, MO | C | $578M | 3,676 | 18.8% | 6.13% |
| 25 | Guaranteed RateChicago, IL | B | $571M | 2,727 | 6.6% | 6.58% |
| 26 | PNC BankWilmington, DE | D | $532M | 1,811 | 32.0% | 7.99% |
| 27 | Bell BankFargo, ND | A | $524M | 1,632 | 8.5% | 6.75% |
| 28 | American Pacific MortgageRoseville, CA | C | $513M | 2,254 | 9.2% | 6.63% |
| 29 | OneAZ Credit UnionPhoenix, AZ | D | $509M | 4,171 | 27.8% | 7.25% |
| 30 | Pulte MortgageWilmington, DE | A | $504M | 1,597 | 8.1% | 4.99% |
| 31 | Plains Commerce BankSioux Falls, SD | B | $500M | 1,985 | 5.9% | 6.38% |
| 32 | Zions BancorporationSalt Lake City, UT | B | $463M | 2,388 | 34.2% | 8.00% |
| 33 | Paramount Residential Mortgage GroupCorona, CA | B | $457M | 1,583 | 3.4% | 6.50% |
| 34 | Homeamerican MortgageDenver, CO | A | $424M | 1,197 | 6.7% | 4.50% |
| 35 | Navy Federal Credit UnionVienna, VA | D | $419M | 4,421 | 24.0% | 7.75% |
| 36 | Cbre Multifamily CapitalWilmington, DE | A | $414M | 14 | 0.0% | 5.13% |
| 37 | Walker & DunlopBethesda, MD | C | $405M | 25 | 0.0% | 5.31% |
| 38 | NFMLinthicum, MD | A | $401M | 1,012 | 1.2% | 4.99% |
| 39 | Broker SolutionsTustin, CA | D | $379M | 3,480 | 7.7% | 6.75% |
| 40 | Homeowners Financial Group USAScottadale, AZ | B | $357M | 996 | 1.7% | 6.50% |
| 41 | Kbhs Home LoansIrving, TX | B | $354M | 1,205 | 5.5% | 5.68% |
| 42 | Nationstar MortgageCoppell, TX | C | $347M | 2,625 | 15.1% | 8.00% |
| 43 | BMO BankChicago, IL | F | $345M | 2,130 | 32.5% | 8.23% |
| 44 | Arizona Financial Credit UnionPhoenix, AZ | D | $333M | 3,698 | 25.3% | 7.25% |
| 45 | Movement MortgageLancaster, SC | A | $328M | 1,264 | 3.4% | 6.75% |
| 46 | Altitude FinancialTucson, AZ | A | $314M | 1,165 | 1.0% | 6.63% |
| 47 | Mutual of Omaha MortgageSan Diego, CA | C | $307M | 1,303 | 12.1% | 6.38% |
| 48 | Moria DevelopmentTempe, AZ | B | $306M | 1,145 | 1.6% | 6.75% |
| 49 | Prosperity Home MortgageFairfax, VA | A | $292M | 1,082 | 4.7% | 6.38% |
| 50 | Union Home MortgageStrongsville, OH | B | $283M | 959 | 5.3% | 6.50% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
