Crosscountry Mortgage in Arizona vs the state
3.8%Denial rate-12.43 pts vs state
5.4%Decision denial rate-15.05 pts vs state
65.3%Origination rate+5.84 pts vs state
6.58%Median rate+0.08 pts vs state
0.37Rate spread (pts)+0.15 pts vs state
$106kMedian applicant income
4,945Loans originated
288Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,151 | 3,150 | 2.1% | 6.75% | #9 |
| 2024 | 6,198 | 4,066 | 1.8% | 6.75% | #7 |
| 2025 | 7,570 | 4,945 | 3.8% | 6.58% | #4 |
What Crosscountry Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 3,085 | 2,022 | 139 | 4.5% |
| Pima County | 2,219 | 1,413 | 77 | 3.5% |
| Cochise County | 675 | 453 | 20 | 3.0% |
| Yuma County | 646 | 467 | 18 | 2.8% |
| Pinal County | 361 | 241 | 11 | 3.0% |
| Yavapai County | 143 | 93 | 4 | 2.8% |
| Mohave County | 141 | 76 | 3 | 2.1% |
| Coconino County | 130 | 85 | 5 | 3.8% |
| Navajo County | 60 | 38 | 1 | 1.7% |
| Santa Cruz County | 50 | 29 | 2 | 4.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
| Newrez | D | 4,922 | 16.9% | 6.38% |
Frequently asked questions
Arizona: 7,570 applications in 2025, of which 4,945 were originated and 288 denied.
3.8% of all applications, or 5.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Crosscountry Mortgage originated in Arizona in 2025 was 6.58%, against a statewide median of 6.50%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology