Loandepot.Com in Arizona vs the state
16.1%Denial rate-0.11 pts vs state
19.1%Decision denial rate-1.30 pts vs state
67.0%Origination rate+7.48 pts vs state
5.99%Median rate-0.51 pts vs state
-0.08Rate spread (pts)-0.30 pts vs state
$96kMedian applicant income
4,138Loans originated
996Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,167 | 3,492 | 13.9% | 5.99% | #8 |
| 2024 | 6,201 | 4,066 | 16.1% | 5.99% | #6 |
| 2025 | 6,180 | 4,138 | 16.1% | 5.99% | #7 |
What Loandepot.Com lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 3,022 | 1,984 | 494 | 16.3% |
| Pima County | 1,392 | 991 | 178 | 12.8% |
| Pinal County | 1,010 | 738 | 137 | 13.6% |
| Mohave County | 232 | 133 | 52 | 22.4% |
| Yavapai County | 139 | 84 | 28 | 20.1% |
| Cochise County | 116 | 67 | 28 | 24.1% |
| Yuma County | 79 | 44 | 19 | 24.1% |
| Navajo County | 46 | 23 | 15 | 32.6% |
| Coconino County | 41 | 24 | 12 | 29.3% |
| Santa Cruz County | 39 | 19 | 9 | 23.1% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
| Newrez | D | 4,922 | 16.9% | 6.38% |
Frequently asked questions
Arizona: 6,180 applications in 2025, of which 4,138 were originated and 996 denied.
16.1% of all applications, or 19.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Loandepot.Com originated in Arizona in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology