Newrez in Arizona vs the state
16.9%Denial rate+0.63 pts vs state
30.6%Decision denial rate+10.15 pts vs state
37.5%Origination rate-22.00 pts vs state
6.38%Median rate-0.13 pts vs state
0.24Rate spread (pts)+0.02 pts vs state
$99kMedian applicant income
1,845Loans originated
830Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,014 | 526 | 18.6% | 6.75% | #34 |
| 2024 | 3,327 | 1,161 | 18.8% | 6.63% | #21 |
| 2025 | 4,922 | 1,845 | 16.9% | 6.38% | #11 |
What Newrez lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 2,877 | 1,107 | 469 | 16.3% |
| Pima County | 656 | 219 | 115 | 17.5% |
| Pinal County | 456 | 191 | 80 | 17.5% |
| Yavapai County | 202 | 80 | 31 | 15.3% |
| Mohave County | 193 | 65 | 37 | 19.2% |
| Yuma County | 120 | 39 | 21 | 17.5% |
| Cochise County | 111 | 29 | 25 | 22.5% |
| Coconino County | 89 | 35 | 11 | 12.4% |
| Navajo County | 79 | 28 | 16 | 20.3% |
| Gila County | 56 | 22 | 15 | 26.8% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 4,922 applications in 2025, of which 1,845 were originated and 830 denied.
16.9% of all applications, or 30.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Newrez originated in Arizona in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Newrez's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology