Fairway Independent Mortgage in Arizona vs the state
5.6%Denial rate-10.61 pts vs state
7.3%Decision denial rate-13.07 pts vs state
70.2%Origination rate+10.72 pts vs state
6.63%Median rate+0.13 pts vs state
0.36Rate spread (pts)+0.14 pts vs state
$108kMedian applicant income
4,724Loans originated
378Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,669 | 5,518 | 4.9% | 6.75% | #5 |
| 2024 | 6,414 | 4,513 | 5.4% | 6.75% | #5 |
| 2025 | 6,729 | 4,724 | 5.6% | 6.63% | #5 |
What Fairway Independent Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 3,849 | 2,689 | 231 | 6.0% |
| Pima County | 1,332 | 916 | 63 | 4.7% |
| Pinal County | 643 | 458 | 35 | 5.4% |
| Yavapai County | 326 | 231 | 11 | 3.4% |
| Graham County | 162 | 125 | 11 | 6.8% |
| Cochise County | 89 | 78 | 2 | 2.2% |
| Coconino County | 87 | 62 | 10 | 11.5% |
| Mohave County | 64 | 45 | 6 | 9.4% |
| Navajo County | 53 | 35 | 5 | 9.4% |
| Santa Cruz County | 47 | 30 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
| Newrez | D | 4,922 | 16.9% | 6.38% |
Frequently asked questions
Arizona: 6,729 applications in 2025, of which 4,724 were originated and 378 denied.
5.6% of all applications, or 7.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Fairway Independent Mortgage originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology