Rocket Mortgage in Arizona vs the state
15.6%Denial rate-0.66 pts vs state
16.9%Decision denial rate-3.52 pts vs state
74.2%Origination rate+14.74 pts vs state
6.75%Median rate+0.25 pts vs state
0.43Rate spread (pts)+0.21 pts vs state
$103kMedian applicant income
13,320Loans originated
2,794Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11,505 | 8,656 | 14.3% | 6.63% | #3 |
| 2024 | 14,952 | 11,483 | 13.9% | 6.75% | #2 |
| 2025 | 17,947 | 13,320 | 15.6% | 6.75% | #2 |
What Rocket Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 11,018 | 8,327 | 1,599 | 14.5% |
| Pima County | 1,912 | 1,344 | 370 | 19.4% |
| Pinal County | 1,602 | 1,180 | 258 | 16.1% |
| Mohave County | 815 | 597 | 133 | 16.3% |
| Yavapai County | 772 | 566 | 108 | 14.0% |
| Yuma County | 435 | 319 | 77 | 17.7% |
| Navajo County | 341 | 264 | 42 | 12.3% |
| Cochise County | 316 | 220 | 57 | 18.0% |
| Coconino County | 295 | 211 | 50 | 16.9% |
| Gila County | 162 | 109 | 30 | 18.5% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
| Newrez | D | 4,922 | 16.9% | 6.38% |
Frequently asked questions
Arizona: 17,947 applications in 2025, of which 13,320 were originated and 2,794 denied.
15.6% of all applications, or 16.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Rocket Mortgage originated in Arizona in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology