JPMorgan Chase Bank in Arizona vs the state
11.2%Denial rate-5.01 pts vs state
15.0%Decision denial rate-5.46 pts vs state
62.6%Origination rate+3.15 pts vs state
6.50%Median rate0.00 pts vs state
0.09Rate spread (pts)-0.13 pts vs state
$108kMedian applicant income
2,864Loans originated
513Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,785 | 1,807 | 9.8% | 6.75% | #23 |
| 2024 | 3,537 | 2,240 | 9.4% | 6.63% | #18 |
| 2025 | 4,573 | 2,864 | 11.2% | 6.50% | #14 |
What JPMorgan Chase Bank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 3,053 | 1,910 | 337 | 11.0% |
| Pima County | 572 | 370 | 67 | 11.7% |
| Pinal County | 262 | 174 | 26 | 9.9% |
| Mohave County | 184 | 115 | 20 | 10.9% |
| Yavapai County | 183 | 112 | 20 | 10.9% |
| Coconino County | 79 | 48 | 9 | 11.4% |
| Yuma County | 70 | 37 | 14 | 20.0% |
| Santa Cruz County | 42 | 23 | 4 | 9.5% |
| Navajo County | 41 | 21 | 7 | 17.1% |
| Gila County | 34 | 24 | 5 | 14.7% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 4,573 applications in 2025, of which 2,864 were originated and 513 denied.
11.2% of all applications, or 15.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans JPMorgan Chase Bank originated in Arizona in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology