Kbhs Home Loans in Arizona vs the state
5.5%Denial rate-10.75 pts vs state
6.3%Decision denial rate-14.13 pts vs state
81.5%Origination rate+22.01 pts vs state
5.68%Median rate-0.83 pts vs state
-0.37Rate spread (pts)-0.59 pts vs state
$104kMedian applicant income
982Loans originated
66Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,327 | 868 | 7.6% | 5.75% | #47 |
| 2024 | 1,447 | 1,136 | 5.9% | 5.63% | #49 |
| 2025 | 1,205 | 982 | 5.5% | 5.68% | #58 |
What Kbhs Home Loans lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Kbhs Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 609 | 517 | 26 | 4.3% |
| Pima County | 415 | 322 | 27 | 6.5% |
| Pinal County | 180 | 143 | 13 | 7.2% |
| Graham County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,205 applications in 2025, of which 982 were originated and 66 denied.
5.5% of all applications, or 6.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Kbhs Home Loans originated in Arizona in 2025 was 5.68%, against a statewide median of 6.50%.
About this data. Figures are Kbhs Home Loans's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology