Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | State Employees'Raleigh, NC | C | $5.3B | 47,893 | 25.2% | 6.25% |
| 2 | United Shore Financial ServicesPlymouth, MI | B | $4.9B | 18,884 | 11.4% | 6.13% |
| 3 | Rocket MortgagePlymouth, MI | C | $4.6B | 25,109 | 16.0% | 6.63% |
| 4 | Movement MortgageLancaster, SC | A | $2.6B | 11,091 | 2.6% | 6.63% |
| 5 | Truist BankCharlotte, NC | C | $2.3B | 14,364 | 30.3% | 6.50% |
| 6 | First-Citizens Bank & TrustRaleigh, NC | B | $2.0B | 10,319 | 19.6% | 6.38% |
| 7 | Atlantic Bay Mortgage GroupVirginia Beach, VA | A | $1.8B | 7,671 | 1.1% | 6.63% |
| 8 | First National Bank of PennsylvaniaHermitage, PA | B | $1.7B | 7,221 | 20.8% | 6.38% |
| 9 | Dhi Mortgage CompanyArlington, TX | B | $1.6B | 7,548 | 13.8% | 5.13% |
| 10 | Mortgage Research CenterColumbia, MO | C | $1.5B | 10,029 | 17.7% | 6.25% |
| 11 | Crosscountry MortgageCleveland, OH | B | $1.5B | 6,790 | 2.9% | 6.58% |
| 12 | Wells Fargo BankCharlotte, NC | B | $1.5B | 3,984 | 13.7% | 6.25% |
| 13 | Freedom MortgageBoca Raton, FL | B | $1.4B | 9,632 | 7.1% | 6.13% |
| 14 | Bank of AmericaCharlotte, NC | F | $1.4B | 10,276 | 28.2% | 6.24% |
| 15 | Pennymac Loan ServicesWestlake Village, CA | C | $1.4B | 7,253 | 9.5% | 6.00% |
| 16 | Navy Federal Credit UnionVienna, VA | D | $1.2B | 10,565 | 19.4% | 7.13% |
| 17 | American Security MortgageCharlotte, NC | A | $1.1B | 3,413 | 0.8% | 6.38% |
| 18 | JPMorgan Chase BankColumbus, OH | B | $1.1B | 3,446 | 7.0% | 6.38% |
| 19 | Loandepot.ComIrvine, CA | D | $1.0B | 6,867 | 23.2% | 6.13% |
| 20 | Berkeley Point CapitalMclean, VA | B | $904M | 42 | 0.0% | 5.16% |
| 21 | Fairway Independent MortgageMadison, WI | B | $887M | 3,893 | 4.0% | 6.63% |
| 22 | Lennar MortgageMiami, FL | A | $875M | 3,467 | 8.7% | 5.38% |
| 23 | NewrezWilmington, DE | D | $835M | 7,099 | 16.6% | 6.25% |
| 24 | Guaranteed RateChicago, IL | B | $798M | 4,625 | 5.5% | 6.53% |
| 25 | Towne BankPortsmouth, VA | B | $740M | 2,245 | 6.2% | 6.63% |
| 26 | Walker & DunlopBethesda, MD | C | $702M | 35 | 5.7% | 5.29% |
| 27 | PNC BankWilmington, DE | D | $675M | 4,468 | 28.2% | 7.14% |
| 28 | COASTAL Federal Credit UnionRaleigh, NC | C | $637M | 5,201 | 26.7% | 7.40% |
| 29 | Union Home MortgageStrongsville, OH | B | $625M | 2,766 | 3.8% | 6.56% |
| 30 | Vanderbilt Mortgage and FinanceMaryville, TN | F | $623M | 15,008 | 38.0% | 7.75% |
| 31 | Fifth Third BankCincinnati, OH | D | $622M | 4,246 | 28.2% | 7.25% |
| 32 | Pulte MortgageWilmington, DE | A | $618M | 1,981 | 7.6% | 5.75% |
| 33 | First BankSouthern Pines, NC | C | $567M | 2,011 | 17.1% | 6.88% |
| 34 | NVR Mortgage FinanceReston, VA | B | $562M | 2,595 | 17.2% | 6.13% |
| 35 | Pgim Real Estate Agency FinancingWilmington, DE | B | $562M | 18 | 0.0% | 5.34% |
| 36 | Guild MortgageSan Diego, CA | A | $560M | 2,711 | 3.0% | 6.50% |
| 37 | Alcova MortgageRoanoke, VA | A | $506M | 2,144 | 1.8% | 6.63% |
| 38 | Regions BankBirmingham, AL | C | $504M | 1,080 | 28.1% | 6.13% |
| 39 | CMG MortgageSan Ramon, CA | A | $501M | 1,748 | 5.3% | 6.63% |
| 40 | United Community BankBlairsville, GA | B | $496M | 2,270 | 21.8% | 6.50% |
| 41 | Berkadia Commercial MortgageAmbler, PA | B | $486M | 21 | 0.0% | 5.37% |
| 42 | Prosperity Home MortgageFairfax, VA | A | $484M | 1,706 | 5.1% | 6.49% |
| 43 | Mutual of Omaha MortgageSan Diego, CA | C | $435M | 2,193 | 14.0% | 6.38% |
| 44 | Truliant Federal Credit UnionWinston Salem, NC | D | $427M | 7,961 | 44.7% | 7.25% |
| 45 | SouthState BankWinter Haven, FL | B | $405M | 1,333 | 17.8% | 6.59% |
| 46 | NFMLinthicum, MD | A | $399M | 1,412 | 1.5% | 6.49% |
| 47 | Broker SolutionsTustin, CA | D | $398M | 4,708 | 9.1% | 6.75% |
| 48 | Pinnacle BankNashville, TN | B | $396M | 1,901 | 18.2% | 6.63% |
| 49 | Southern Bank and TrustMount Olive, NC | A | $376M | 1,665 | 11.4% | 7.25% |
| 50 | U.S. BankCincinnati, OH | D | $374M | 2,244 | 28.8% | 6.75% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
