CMG Mortgage in North Carolina vs the state
5.3%Denial rate-12.74 pts vs state
6.6%Decision denial rate-16.18 pts vs state
67.3%Origination rate+9.52 pts vs state
6.63%Median rate+0.13 pts vs state
0.20Rate spread (pts)+0.11 pts vs state
$137kMedian applicant income
1,177Loans originated
93Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,024 | 1,420 | 3.4% | 6.50% | #43 |
| 2024 | 2,016 | 1,368 | 3.7% | 6.63% | #46 |
| 2025 | 1,748 | 1,177 | 5.3% | 6.63% | #57 |
What CMG Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 283 | 197 | 15 | 5.3% |
| Mecklenburg County | 147 | 103 | 7 | 4.8% |
| Dare County | 92 | 72 | 1 | 1.1% |
| Forsyth County | 83 | 59 | 9 | 10.8% |
| Guilford County | 82 | 55 | 4 | 4.9% |
| Moore County | 60 | 43 | 1 | 1.7% |
| Union County | 58 | 38 | 5 | 8.6% |
| Johnston County | 57 | 42 | 5 | 8.8% |
| Onslow County | 50 | 38 | 0 | 0.0% |
| Carteret County | 49 | 29 | 6 | 12.2% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 1,748 applications in 2025, of which 1,177 were originated and 93 denied.
5.3% of all applications, or 6.6% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans CMG Mortgage originated in North Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology