Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First United Bank and TrustDurant, OK | C | $947M | 5,630 | 5.9% | 6.88% |
| 2 | Rocket MortgagePlymouth, MI | C | $894M | 6,990 | 24.0% | 6.75% |
| 3 | Arvest BankFayetteville, AR | C | $731M | 5,387 | 17.6% | 7.00% |
| 4 | Associated MortgageTulsa, OK | A | $667M | 3,213 | 0.7% | 6.50% |
| 5 | United Shore Financial ServicesPlymouth, MI | B | $660M | 3,735 | 13.8% | 6.13% |
| 6 | BancFirstOklahoma City, OK | C | $608M | 4,799 | 10.0% | 7.38% |
| 7 | Mortgage Research CenterColumbia, MO | C | $496M | 4,012 | 18.8% | 6.25% |
| 8 | BOKFTulsa, OK | D | $450M | 4,227 | 20.2% | 6.63% |
| 9 | Stride BankEnid, OK | A | $434M | 1,716 | 2.2% | 6.38% |
| 10 | Great Plains National BankElk City, OK | B | $376M | 1,838 | 3.3% | 6.50% |
| 11 | Gateway First BankJenks, OK | B | $363M | 2,161 | 3.3% | 6.50% |
| 12 | Flat Branch MortgageColumbia, MO | A | $334M | 1,843 | 1.3% | 6.49% |
| 13 | Berkeley Point CapitalMclean, VA | B | $271M | 11 | 0.0% | 5.33% |
| 14 | Pennymac Loan ServicesWestlake Village, CA | C | $242M | 2,144 | 12.0% | 6.25% |
| 15 | MidFirst BankOklahoma City, OK | B | $237M | 1,173 | 26.7% | 6.50% |
| 16 | Berkadia Commercial MortgageAmbler, PA | B | $235M | 10 | 0.0% | 5.39% |
| 17 | Freedom MortgageBoca Raton, FL | B | $216M | 2,105 | 10.6% | 6.25% |
| 18 | Dhi Mortgage CompanyArlington, TX | B | $192M | 1,089 | 9.7% | 4.99% |
| 19 | Navy Federal Credit UnionVienna, VA | D | $170M | 1,733 | 18.6% | 6.38% |
| 20 | Mld MortgageFlorham Park, NJ | A | $164M | 866 | 1.3% | 6.38% |
| 21 | Guild MortgageSan Diego, CA | A | $162M | 1,102 | 6.4% | 6.50% |
| 22 | The Mortgage LinkRockville, MD | B | $159M | 860 | 0.4% | 6.38% |
| 23 | JPMorgan Chase BankColumbus, OH | B | $157M | 988 | 10.4% | 6.50% |
| 24 | The Central Trust BankJefferson City, MO | C | $154M | 713 | 4.5% | 6.63% |
| 25 | Financial Concepts MortgageEdmond, OK | A | $139M | 590 | 1.4% | 6.50% |
| 26 | NewrezWilmington, DE | D | $135M | 1,591 | 18.1% | 6.63% |
| 27 | Armstrong BankMuskogee, OK | B | $135M | 1,013 | 10.1% | 7.10% |
| 28 | Waterstone MortgageBrookfield, WI | C | $133M | 683 | 1.3% | 6.50% |
| 29 | Better MortgageNew York, NY | F | $129M | 950 | 26.1% | 6.75% |
| 30 | TTCU Federal Credit UnionTulsa, OK | B | $128M | 1,401 | 16.7% | 6.88% |
| 31 | Valor BankEdmond, OK | A | $121M | 503 | 1.6% | — |
| 32 | Firstar BankSallisaw, OK | B | $117M | 611 | 2.8% | 6.49% |
| 33 | Sovereign BankShawnee, OK | A | $117M | 515 | 1.8% | 6.99% |
| 34 | Lennar MortgageMiami, FL | A | $116M | 774 | 11.4% | 5.25% |
| 35 | RCB BankClaremore, OK | B | $113M | 676 | 7.8% | 6.38% |
| 36 | Loandepot.ComIrvine, CA | D | $110M | 1,389 | 38.9% | 6.63% |
| 37 | 21st MortgageKnoxville, TN | F | $109M | 5,217 | 46.8% | 9.83% |
| 38 | Tinker Federal Credit UnionOklahoma City, OK | F | $108M | 1,995 | 27.0% | 7.45% |
| 39 | Broker SolutionsTustin, CA | D | $104M | 1,581 | 12.0% | 6.88% |
| 40 | Bank of AmericaCharlotte, NC | F | $103M | 1,250 | 33.5% | 6.24% |
| 41 | Kind LendingIrvine, CA | C | $103M | 575 | 25.7% | 6.50% |
| 42 | Walker & DunlopBethesda, MD | C | $98M | 13 | 7.7% | 5.29% |
| 43 | CMG MortgageSan Ramon, CA | A | $92M | 496 | 3.8% | 6.00% |
| 44 | Cornerstone Capital BankHouston, TX | A | $90M | 562 | 2.3% | 6.50% |
| 45 | Nationstar MortgageCoppell, TX | C | $86M | 797 | 16.1% | 7.13% |
| 46 | WEOKIE Federal Credit UnionOklahoma City, OK | D | $82M | 1,247 | 21.9% | 6.38% |
| 47 | USAA Federal Savings BankPhoenix, AZ | C | $82M | 624 | 23.9% | 6.25% |
| 48 | F&M BankEdmond, OK | B | $80M | 360 | 3.3% | 6.88% |
| 49 | Mortgage Solutions of ColoradoColorado Springs, CO | C | $79M | 486 | 3.1% | 7.25% |
| 50 | Canopy MortgageLindon, UT | B | $78M | 599 | 1.0% | 6.50% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
