Associated Mortgage in Oklahoma vs the state
0.7%Denial rate-17.24 pts vs state
0.8%Decision denial rate-22.06 pts vs state
77.3%Origination rate+21.21 pts vs state
6.50%Median rate-0.13 pts vs state
0.28Rate spread (pts)-0.07 pts vs state
$94kMedian applicant income
2,484Loans originated
22Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,949 | 2,199 | 0.9% | 6.75% | #7 |
| 2024 | 3,128 | 2,420 | 0.5% | 6.63% | #8 |
| 2025 | 3,213 | 2,484 | 0.7% | 6.50% | #9 |
What Associated Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Associated Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 1,410 | 1,088 | 7 | 0.5% |
| Oklahoma County | 486 | 359 | 4 | 0.8% |
| Wagoner County | 199 | 156 | 0 | 0.0% |
| Canadian County | 171 | 136 | 1 | 0.6% |
| Rogers County | 167 | 135 | 2 | 1.2% |
| Cleveland County | 152 | 112 | 1 | 0.7% |
| Creek County | 116 | 89 | 1 | 0.9% |
| Carter County | 68 | 61 | 0 | 0.0% |
| Logan County | 43 | 34 | 0 | 0.0% |
| Washington County | 42 | 37 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
| Triad Financial Services | D | 2,559 | 51.4% | 8.85% |
Frequently asked questions
Oklahoma: 3,213 applications in 2025, of which 2,484 were originated and 22 denied.
0.7% of all applications, or 0.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Associated Mortgage originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Associated Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology