Mortgage Research Center in Oklahoma vs the state
18.8%Denial rate+0.92 pts vs state
28.2%Decision denial rate+5.36 pts vs state
47.3%Origination rate-8.77 pts vs state
6.25%Median rate-0.38 pts vs state
-0.17Rate spread (pts)-0.52 pts vs state
$88kMedian applicant income
1,899Loans originated
756Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,903 | 1,519 | 14.3% | 6.75% | #8 |
| 2024 | 3,528 | 1,885 | 15.2% | 6.63% | #7 |
| 2025 | 4,012 | 1,899 | 18.8% | 6.25% | #7 |
What Mortgage Research Center lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Mortgage Research Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 622 | 281 | 120 | 19.3% |
| Comanche County | 466 | 271 | 64 | 13.7% |
| Tulsa County | 374 | 177 | 64 | 17.1% |
| Cleveland County | 305 | 151 | 49 | 16.1% |
| Canadian County | 248 | 133 | 57 | 23.0% |
| Rogers County | 115 | 48 | 25 | 21.7% |
| Wagoner County | 109 | 52 | 15 | 13.8% |
| Pittsburg County | 84 | 33 | 19 | 22.6% |
| Logan County | 84 | 34 | 17 | 20.2% |
| Pottawatomie County | 84 | 39 | 16 | 19.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
| Triad Financial Services | D | 2,559 | 51.4% | 8.85% |
Frequently asked questions
Oklahoma: 4,012 applications in 2025, of which 1,899 were originated and 756 denied.
18.8% of all applications, or 28.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Mortgage Research Center originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Research Center's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology