Largest lenders in Pittsburg County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Arvest Bank | C | 159 | 99 | 15.1% | 6.50% |
| 2 | 21st Mortgage | F | 119 | 30 | 36.1% | 9.12% |
| 3 | BancFirst | C | 111 | 84 | 15.3% | 7.25% |
| 4 | Mortgage Research Center | C | 84 | 33 | 22.6% | 6.25% |
| 5 | Rocket Mortgage | C | 82 | 46 | 32.9% | 6.56% |
| 6 | First United Bank and Trust | C | 76 | 35 | 11.8% | 6.75% |
| 7 | Guild Mortgage | A | 64 | 46 | 15.6% | 6.38% |
| 8 | The Bank | A | 47 | 47 | 0.0% | — |
| 9 | Triad Financial Services | D | 47 | 1 | 68.1% | 8.20% |
| 10 | BOKF | D | 38 | 15 | 34.2% | 7.00% |
| 11 | Vanderbilt Mortgage and Finance | F | 38 | 7 | 36.8% | 10.25% |
| 12 | AmeriSave Mortgage | D | 30 | 3 | 83.3% | 7.25% |
| 13 | United Shore Financial Services | B | 25 | 17 | 12.0% | 6.63% |
| 14 | Broker Solutions | D | 22 | 2 | 4.6% | 8.49% |
| 15 | Mortgage Investment Services | C | 21 | 13 | 14.3% | 7.25% |
| 16 | Loandepot.Com | D | 20 | 15 | 20.0% | 6.50% |
| 17 | Pennymac Loan Services | C | 18 | 7 | 22.2% | 6.38% |
| 18 | New Day Financial | F | 18 | 4 | 11.1% | 7.12% |
| 19 | Freedom Mortgage | B | 16 | 7 | 25.0% | 6.13% |
| 20 | American Mortgage Bank | C | 14 | 10 | 0.0% | 6.63% |
| 21 | Navy Federal Credit Union | D | 13 | 6 | 15.4% | 7.42% |
| 22 | Newrez | D | 12 | 7 | 8.3% | 6.25% |
| 23 | Credit Human Federal Credit Union | D | 11 | 1 | 72.7% | 7.10% |
| 24 | Servion | B | 10 | 5 | 10.0% | 6.50% |
| 25 | Bank of America | F | 9 | 4 | 33.3% | 6.31% |
Best approval odds in Pittsburg County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | BancFirst | 110 | 15.5% |
| 2 | Guild Mortgage | 58 | 17.2% |
| 3 | Arvest Bank | 123 | 19.5% |
| 4 | Mortgage Research Center | 54 | 35.2% |
| 5 | Rocket Mortgage | 74 | 36.5% |
| 6 | 21st Mortgage | 76 | 56.6% |
What Pittsburg County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pittsburg County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,197 | 606 | 23.6% | 7.00% | $125,000 |
| 2024 | 1,243 | 643 | 23.2% | 6.99% | $135,000 |
| 2025 | 1,452 | 717 | 22.5% | 6.75% | $145,000 |
Frequently asked questions
22.5% of applications in Pittsburg County were denied in 2025, against 17.9% statewide in Oklahoma.
Arvest Bank, with 159 applications in 2025 and a denial rate of 15.1%.
The median mortgage application in Pittsburg County in 2025 was for $145,000; the median property value on originated loans was $205,000.