Servion in Oklahoma vs the state
20.2%Denial rate+2.29 pts vs state
32.2%Decision denial rate+9.33 pts vs state
42.6%Origination rate-13.55 pts vs state
6.56%Median rate-0.06 pts vs state
0.45Rate spread (pts)+0.10 pts vs state
$66kMedian applicant income
40Loans originated
19Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 30 | 15.4% | 6.50% | #218 |
| 2024 | 55 | 28 | 16.4% | 6.75% | #230 |
| 2025 | 94 | 40 | 20.2% | 6.56% | #195 |
What Servion lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Servion applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Okmulgee County | 29 | 7 | 10 | 34.5% |
| Oklahoma County | 12 | 6 | 1 | 8.3% |
| Pittsburg County | 10 | 5 | 1 | 10.0% |
| McIntosh County | 7 | 4 | 1 | 14.3% |
| Hughes County | 5 | 3 | 1 | 20.0% |
| Rogers County | 4 | 4 | 0 | 0.0% |
| Tulsa County | 4 | 3 | 0 | 0.0% |
| Cleveland County | 3 | 2 | 1 | 33.3% |
| Pontotoc County | 2 | 0 | 1 | 50.0% |
| Okfuskee County | 2 | 0 | 1 | 50.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 94 applications in 2025, of which 40 were originated and 19 denied.
20.2% of all applications, or 32.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Servion originated in Oklahoma in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Servion's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology